Akwai ra'ayoyin saka hannun jari da yawa waɗanda ke ba ku damar haɓaka ayyukanku. Daga cikin waɗannan ra'ayoyin akwai ra'ayi na abokin ciniki memba a banki. Wannan matsayi yana ba ku damar cin gajiyar ayyukan bankin daban-daban, ta hanyar shiga cikin ci gaban ayyukansa.
Idan kuna sha'awar wannan matsayi, muna gayyatar ku don karanta wannan labarin. Menene abokin ciniki na kamfani? Me yasa ya zama abokin ciniki memba? Yadda ake zama abokin ciniki memba ? Wane fa'ida ga abokin ciniki memba?
Menene abokin ciniki na kamfani?
Don haɓaka ayyukan ku na kuɗi ko dukiya, kuna iya kiran bankuna don taimaka muku haɓaka su. To, wannan hanya ma ta shafi bankuna. Kawai, a wannan yanayin, abokin ciniki ne zai shiga cikin ci gaban bankin. A wannan yanayin, muna magana ne game daaikin kamfani.
Menene aikin kamfani?
Aiki na kamfani ra'ayi ne wanda ya shafi cibiyoyin kuɗi kawai, amma ba kawai kowane ba. Tabbas, ana amfani da wannan ra'ayi ne ta hanyar abin da ake kira haɗin gwiwa ko bankunan juna.
Aiki na kamfani ya kunshi sayan wani bangare na babban bankin da mutum ya yi. Babu shakka, don siyan ya zama halal, na ƙarshe dole ne abokin ciniki na banki. Dole ne ku san hakan dzama memba na wata cibiya kudi présente dama abũbuwan amfãni ga abokin ciniki, da kuma bankinsa.
Menene matsayin memba abokin ciniki ya kunsa?
Abokin ciniki na kamfani shine wanda ke siyan hannun jarin babban bankin. Koyaya, ta zama memba, abokin ciniki zai sami damar shiga cikin ayyukan bankin daban-daban. Yaya ? To, da muryoyinsa.
A gaskiya ma, a matsayin abokin ciniki na kamfani, wannan zai sami damar shiga babban taron, tare da wakilai daban-daban na bankin, da kuma wannan, don kada kuri'a kan ayyukan yau da kullun na karshen. Wannan dama ta ba abokin ciniki damar shiga cikin ci gaban bankinsa, saboda haka zai sami damar cin gajiyar ayyuka da yawa.
Yadda ake zama abokin ciniki memba?
Domin zama memba na banki, Ba ku buƙatar zama mai arziki, saboda kuna da damar da za ku saya hannun jari a babban bankin bankin daga 5 Tarayyar Turai. Don yin wannan, dole ne ku riga kuna da asusun ajiyar kuɗi tare da bankin da ake tambaya. Idan an riga an yi, je wurin mai ba da shawara kan kuɗi daga banki don ya taimaka muku da matakan!
Ka sani, duk da haka, abokin ciniki yana da hakkin samun ɗan littafin memba ɗaya kawai kuma adadin sa yana da iyaka. Lalle ne, ga sami ɗan littafin zama memba, Kuna iya biya tsakanin Yuro 10 zuwa 2.500.000.
Me yasa ya zama abokin ciniki memba?
Zama abokin ciniki na kamfani yana da fa'idodi da yawa. Daga cikin wadannan akwai:
Kasance farkon wanda zai ci gajiyar sabbin ayyukan bankin
Idan bankin ku yana ci gaba da haɓakawa, zaku iya zama farkon wanda zai fara cin gajiyar sabbin ayyuka kafin su shiga kasuwa. A cikin sakamako, a matsayin memba kuma mai ba da gudummawa ga ci gaban bankin, za ku kasance cikin na farko da za ku ci gajiyar ayyukansa.
Ƙarfin tsari
A matsayin memba, za a ji muryar ku. Don haka, idan kuna da ra'ayi don ayyukan da za su iya ciyar da bankin gaba, kuna da damar gabatar da shi ga babban taron.
Rage farashin akan duk ayyukan banki
Idan kana so ka yi amfani da cikakken amfani ayyukan banki tare da rage farashin, duk abin da za ku yi shi ne zama mamba. Misali, idan ka nemi lamunin banki, bankin na iya ba ka:
- aro mai sauri;
- a rage yawan riba.
Shiga cikin muhimman ayyukan kuɗi
Matsayin memba yana ba ku damar shiga ayyukan banki daban-daban, duk da haka, ba za a biya ku kuɗin shiga ba.
Wane fa'ida ga abokin ciniki memba?
Kamar yadda muka ambata a baya, matsayin abokin ciniki na kamfani yayi alƙawarin fa'idodi da yawa ga mai riƙe shi. Waɗannan fa'idodin sun fi mayar da hankali kan ayyukan banki.
A gaskiya ma, da komawa kan zuba jari na matsayin kamfani yana iyakance ga ayyukan banki. A takaice dai, abokin ciniki ba zai ci riba kowane wata ko shekara ba, kamar yadda lamarin yake tare da matsayin abokin tarayya a cikin kamfanoni.
Le ka'idar abokin ciniki na kamfani yana da matukar sha'awa ga masu zuba jari ko kuma daidaikun mutane da suka saba amfani da ayyukan bankin don shirye-shirye da bunkasa ayyukansu daban-daban.
