Ma'aikaci yana karban sakamakon aikinsa ko hidima, albashi. Wannan shi ne babban albashi. Dole ne ya biya gudummawar da za a cire kai tsaye daga albashinsa. Adadin da zai karba a zahiri shine albashin net.

Wato a ce: Babban albashi ƙasa da gudummawar = net albashi.

Don zama madaidaici, ga yadda ake lissafin babban albashi:

Babban albashi shine adadin sa'o'in da aka yi aiki wanda aka ninka da adadin sa'a. Hakanan dole ne ku ƙara kowane lokacin kari, kari, ko kwamitocin da ma'aikata ke saita su kyauta.

Gudunmawa

Gudunmawar ma'aikata ita ce ragi da aka yi daga albashin kuma wanda zai ba da damar samun kuɗin tallafin zamantakewa:

  • Rashin aikin yi
  • Ritaya
  • Karin fansho
  • Inshorar lafiya, haihuwa da mutuwa
  • alawus na iyali
  • Hatsarin aiki
  • Inshorar Fansho
  • Gudunmawar horo
  • Kariyar lafiya
  • gidaje
  • Talauci

Kowane ma'aikaci yana biyan waɗannan gudummawar: ma'aikaci, ma'aikaci ko manaja. Ta hanyar ƙara su, suna wakiltar kusan 23 zuwa 25% na albashi. Har ila yau kamfani yana biyan waɗannan gudummawar guda ɗaya a gefensa, rabon ma'aikaci ne. Gudunmawar da ma'aikata ke bayarwa na kowane kamfani na masana'antu, sana'a, aikin gona ko na sassaucin ra'ayi. Mai aiki yana biyan waɗannan hannun jari 2 ga URSSAF.

Wannan hanyar lissafin kuma tana aiki ga ma'aikatan wucin gadi. Za su ba da gudummawa iri ɗaya, amma gwargwadon lokacin aikinsu.

KARANTA  Asusun Koyarwar Keɓaɓɓu (CPF)

Kamar yadda kuke gani, wannan lissafin yana da wahala sosai, saboda zai dogara ne akan nau'in kamfani da kuke aiki da kuma matsayin ku.

net albashi

Albashin gidan yanar gizon yana wakiltar babban albashin da aka cire daga gudummawar. Sa'an nan, za ku sake cire harajin shiga. Matsakaicin adadin da za a biya ku ana kiransa albashin net ɗin da za a biya.

A taƙaice dai, babban albashin shi ne albashin da ake biya kafin haraji sannan kuma albashin net shine wanda ake samu da zarar an cire duk wani cajin.

Sabis na jama'a

Gudunmawar da ma’aikatan gwamnati ke bayarwa sun ragu sosai. Suna wakiltar kusan 15% na adadin babban albashi (maimakon 23 zuwa 25% a cikin kamfanoni masu zaman kansu).

Kuma ga masu koyo?

Albashin mai koyo ya bambanta da na ma'aikaci. Lallai, yana samun albashi gwargwadon shekarunsa da girmansa a cikin kamfani. Yana karɓar kashi mafi ƙarancin albashi.

Matasa da ke ƙasa da 26 kuma a kan kwangilar koyon aikin ba za su ba da gudummawa ba. Babban albashin zai kasance daidai da albashin net.

Idan babban albashin mai koyo ya fi kashi 79% na SMIC, gudummawar za ta kasance ne kawai a bangaren da ya wuce wannan 79%.

Don kwangilar horarwa

Yawancin matasa ana daukar su aikin horon ne kuma ana biyan su ba albashi ba, sai dai abin da ake kira gratuity horo. Hakanan an keɓe wannan daga gudummawa idan bai wuce abin da ake cirewa na Social Security ba. Bayan haka, zai biya wasu gudummawar.

KARANTA  Ta yaya hutun da aka biya ke aiki?

Kar mu manta da wadanda suka yi ritaya

Muna kuma magana game da babban fansho da fansho na masu ritaya tunda suma suna ba da gudummawa kuma suna ƙarƙashin gudummawar tsaro na zamantakewa kamar haka:

  • Gudunmawar Jama'a ta Gaba ɗaya (CSG)
  • CRDS (Taimakawa don Maido da Bashin Jama'a)
  • CASA (Ƙarin Gudunmawar Haɗin kai don cin gashin kai)

Wannan yana wakiltar kusan 10% dangane da aikin da kuka riƙe: ma'aikaci, ma'aikaci ko zartarwa.

Babban fensho ban da gudummawar da ake bayarwa ya zama fansho ta yanar gizo. Wannan shine ainihin adadin da zaku tara a asusun bankin ku.

Jimillar albashin masu gudanarwa

Lokacin da kuke da matsayin zartarwa, adadin gudummawar ya fi na ma'aikaci ko ma'aikaci girma. Lallai ya zama dole a kara wadannan 'yan ra'ayoyi:

  • Adadin da aka cire don fansho ya fi girma
  • Gudunmawa ga APEC (Ƙungiyar Masu Gudanar da Ayyukan Aiki)
  • Gudunmawar CET (Gudunmawa ta Musamman da Na ɗan lokaci)

Don haka, ga masu gudanarwa, bambanci tsakanin babban albashi da net albashi ya fi na sauran ma'aikatan da ke da wani matsayi.

Wannan ƙaramin tebur mai haske yana bayyana muku a cikin ƴan adadi kaɗan kuma ta hanya madaidaiciyar bambanci tsakanin babban albashi da net ɗin albashi na nau'ikan ƙwararru daban-daban. Zai zama da amfani don ƙarin fahimta:

 

category Farashin albashi Babban albashin wata-wata Ladan gidan yanar gizo na wata-wata
Madauki 25% € 1 € 1
Ba mai zartarwa ba 23% € 1 € 1
Liberal 27% € 1 € 1
Ayyukan Gida 15% € 1 € 1