Asusun ajiyar ɗayan fa'idodi wanda ma'aikaci zai iya amfana dashi a cikin kamfani. Wannan wani nau'in alƙawari ne da maigidan ya ɗauka ga ma'aikatansa don ba su damar jin daɗin kwanakin hutunsu da hutu ba a ɗauka ba. Don zubar da shi, dole ne a bi wasu ƙa'idodi kuma buƙata ta zama tilas. Anan ga harrufan samfurin don amfani da asusun ajiyar lokaci. Amma da farko, wasu maganganun akan wannan fa'idar koyaushe suna da amfani.

Menene asusun ajiyar lokaci?

Asusun ajiyar lokaci ko CET tsari ne da kamfani ya kafa don amfanin maaikatan shi domin basu damar cin gajiyar tarin haƙƙoƙin hutu da aka biya. Ana iya buƙatar waɗannan daga baya, ko dai a cikin kwanaki ko a cikin hanyar biyan kuɗin da ma'aikaci zai iya sanyawa a cikin asusun ajiyar lokaci.

Koyaya, saita asusun ajiyar lokaci yana haifar da yarjejeniya ko yarjejeniya gama gari. Wannan yarjejeniyar zata saita yanayin samarwa da amfani da CET bisa galabarin L3151-1 na Dokar Aiki. Don haka ma'aikaci na iya amfani da shi don tattara haƙƙin izininsa wanda ba a ɗauka ba ta hanyar yin nema ga shugaban aikinsa.

Menene fa'idodin asusun ajiyar lokaci?

Fa'idodin asusun ajiyar lokaci na iya zama duka ga mai aiki da ma'aikaci.

Fa'idodi ga mai aiki

Kafa asusun ajiyar lokaci yana ba da damar rage ribar da kamfanin ke sanyawa saboda albarkacin kwanakin da aka watsa a cikin CET. Latterarshen na bawa maigidan damar ƙarfafawa da riƙe ma'aikata ta hanyar basu damar cin gajiyar yanayin gwargwadon buƙatunsu.

Fa'idodi ga ma'aikaci

CET gaba ɗaya tana bawa ma'aikaci damar cin gajiyar tsarin ajiyar fansho tare da haƙƙoƙin izinin shi. Hakanan za'a iya keɓance shi daga harajin samun babban jari, ba da kuɗin dakatar da aiki a hankali ko rama izinin izinin.

Yadda ake saita asusun ajiyar lokaci?

Za'a iya saita asusun ajiyar lokaci bisa yarjejeniyar kamfanin ko yarjejeniya ko ta hanyar babban taro ko yarjejeniyar reshe. Don haka, tare da wannan yarjejeniya ko yarjejeniya, dole ne mai aikin yayi shawarwari game da dokokin da ke kula da asusun ajiyar lokaci.

Tattaunawar ta shafi musamman game da hanyoyin gudanar da asusun, yanayin kudaden asusun, da kuma ka'idojin amfani da asusun ajiyar lokaci.

Yaya ake samun kuɗi da amfani da asusun ajiyar lokaci?

Ana iya tallafawa asusun ajiyar lokaci ko dai cikin lokaci ko cikin kuɗi. Hakkokin da aka adana ana iya amfani dasu a kowane lokaci. Koyaya, samar da CET yana buƙatar buƙata zuwa ga ma'aikacin muddin aka girmama sassan.

A cikin tsari na lokaci

Ana iya samun kuɗin CET tare da izinin da aka samu na mako na biyar, hutun diyya, ƙarin aiki ko RTT don ƙayyadaddun farashin ma'aikata. Duk wannan don tsammanin ritaya, don ba da kuɗin ranakun ba tare da biya ba ko kuma don motsawa zuwa aiki na ɗan lokaci.

A cikin nau'i na kudi

Ma'aikaci na iya cin gajiyar haƙƙoƙin izininsa ta hanyar kuɗi. Game da na ƙarshe, akwai gudummawar mai ba da aiki, ƙarin albashi, alawus daban-daban, kari, ajiyar da aka yi a cikin PEE. Koyaya, hutun shekara baza'a iya canzawa zuwa kuɗi ba.

Ta hanyar zaɓar wannan zaɓin, ma'aikaci na iya cin gajiyar ƙarin kuɗin shiga. Hakanan zai iya canza wurin PEE ko PERCO nasa don tallafawa tsarin ajiyar kamfani ko tsarin ritayar ƙungiya.

Wasu samfura na haruffa suna neman amfani da asusun ajiyar lokaci

Anan akwai wasu haruffa samfurin don taimaka muku yin neman kuɗi daga CET tare da hutu da aka biya, kari ko RTTs da buƙatar amfani da asusun ajiyar lokaci.

Tallafin asusun ajiyar lokaci

Sunan mahaifa Sunan mahaifi
address
lambar titi
Mail

Kamfanin… (Sunan kamfanin)
address
lambar titi

                                                                                                                                                                                                                      (City), a kan… (Kwanan wata)

 

Subject: Tallafawa asusun ajiyar lokaci na

Mista Daraktan,

Dangane da bayanin da aka sanar mana da kwanan wata [kwanan wata ranar tunawa], kun nemi dukkan ma’aikata su ci gajiyar hutun shekara ta hanyar biyan kudi kafin [wa’adin biya hutun].

Haka kuma, saboda tashi daga hutun wasu ma'aikata kuma domin tabbatar da tafiyar da kamfanin yadda ya kamata, saboda haka ba zan iya daukar sauran hutun da na biya ba, watau [yawan kwanakin hutu biya sauran kwanaki.

Koyaya, bisa ga labarin L3151-1 na Labora'idodin Kodago, an ambaci cewa zan iya amfana daga waɗannan hutun da aka biya a cikin kuɗin kuɗi. Don haka, zan dauki damar yin rubutu zuwa gare ku don neman ku don biyan kuɗin kuɗin da ya dace da waɗannan hutun a cikin asusun ajiyar lokaci na.

A lokacin da nake jiran amsa mai kyau daga gare ku, don Allah karɓa, Yallabai, ra'ayoyin da na fi so.

                                                                                                                  Sa hannu

Amfani da haƙƙoƙi da aka sanya wa asusun ajiyar lokaci

Sunan mahaifa Sunan mahaifi
address
lambar titi
Mail

Kamfanin… (Sunan kamfanin)
address
lambar titi

                                                                                                                                                                                                                      (City), a kan… (Kwanan wata)

Take: Amfani da asusun ajiyar lokaci na

Sir,

'Yan shekaru ke nan tun lokacin da aka kafa asusun ajiya na na lokaci. Don haka, na sami damar tattara [adadin ma'auni a cikin CET] euro, wanda yake daidai da [yawan ranakun hutun da ba a ɗauka ba] kwanakin hutu.

Anan, kuma daidai da labarin L3151-3 na Dokar Kodago, Ina so in sanar muku da burina na ɗaukar nauyin wani aiki tsakanin ƙungiyar sadaka daga haƙƙoƙin da na samu a cikin asusun ajiyar lokaci na.

Na gode da yin abin da ya kamata da wuri-wuri. Koyaya, Ina hannunku don ƙarin bayani.

Da fatan za a yi imani, Malam Darakta, gaisuwa mai yawa.

 

                                                                                                                                    Sa hannu

 

Zazzage "Kudin Kuɗin Asusu na Tsayawa Lokaci"

food-count-epargne-time.docx - An sauke sau 10521 - 12,77 KB

Zazzage "Time Savings Account template letter"

time-savings-account-letter-template.docx - An sauke sau 10943 - 21,53 KB