Ke neʻe nei i Palani, ʻo ka wehe ʻana i kahi waihona panakō kahi ʻāpana kūpono. ʻAʻole hiki maoli ke noho me ka ʻole: he mea nui ia e loaʻa kālā, huki iā ia a i ʻole uku nā huahana a me nā lawelawe ... Eia kekahi mau'ōlelo aʻo e wehe i kahi'auke kālā ma Falani a koho i kahi pēke.
Palani Farani no nā malihini
Ināʻoe e neʻe i Falani no ka noiʻana a iʻole ka hanaʻana,ʻo ka weheʻana i kahi waihona kāleka. Hiki i nāʻanuʻu ke hoʻolālā i ka manawa, akā he mea maikaʻi loa ia no ka poʻe e makemake ana e noho no kekahi mau mahina a he mau makahiki ma ka'āina Falani.
ʻO nā haole'ē aʻe e noho ana i Farani, pono lākou e wehe i kahi'auke kālā. He nui ka poʻe i koho e huli i kahi kāleka'ē aʻe no ka mea he emi haʻahaʻa. ʻOiaʻiʻo,ʻo ka mālamaʻana i kāuʻike ma kāu'āina, hiki i ka hoʻoholo kūpono a maikaʻiʻole.
ʻO ka lōʻihi o ka noho ma Farani he mea hoʻoholo nui no ka kohoʻana o ka hāʻawi a me ke kāleka. ʻAʻole hiki i nā haole'ē ke neʻe i nā'aulepa likeʻole aiʻole nā pono inā ua hoʻoholo lākou e noho ma lalo a halaʻole i hoʻokahi makahiki ma ka'āina Falani.
Nā kūlana no ka weheʻana i kahi helu i kahi panakū Farani
ʻO ka poʻe e makemake ana e wehe i kahi'auke kālā e like me nā mea'ē o ka'āina'ē ke koiʻia e hōʻike i kahi kiʻi kiʻi kiʻi kūikawā. Hiki iā ia ke hoʻolilo i kahi palapala kikoka. Hiki ke noi 'ia kekahi mau' ōlelo e hōʻike ana i ka 'ike o ka mea noi. ʻO kēia ke kumu i ka wā hikiʻole i nā mea hopeʻole ke hele i ke keʻena (kahi pūnaewele pūnaewele). Pono ke kanaka i ka makahiki aʻaʻole pono e pāpāʻia.
Hōʻike ʻia (e hōʻoia ana i ka wahi noho o Palani) e noi ʻia hoʻi. ʻO kekahi mau palapala e hōʻoiaʻiʻo ana i kāna kūlana kālā e like me ka ʻaelike hana a i ʻole hōʻoia o ka loaʻa kālā hiki ke manaʻo ʻia. ʻAʻole ʻae iki nā panakō Palani i nā overdrafts ma kēia waihona kālā.
E wehe i kahi kāleka no kaʻoi aku o hoʻokahi makahiki
Hiki i nā 'ōkeʻa ke hoʻohana' ia i nā 'āina a no laila ke kino, a iʻoluʻolu' ia paha e like me ke kūlana o nā 'āpana ma ka pūnaewele. He likeʻole kā lākou hāʻawiʻana a pono ke hoʻohālikelikeʻia.
Nā kālepa Traditional French
No nā haole'ē aʻe,ʻo ka mea maʻalahi loa keʻimi i ka'ōlelo aʻo a kahi panāne Farani kūikawā, iʻole ke kūponoʻole i nā paepae i manaʻoʻia e nā pūnaewele pūnaewele. ʻO nā poʻe e makemake ana e wehe i kahi waihona kālā e noho ma Farani, aʻaʻole wale ma kahi no ka hoʻokipa.
ʻO nā kumukūʻai nui i Falani e like me Société Générale, BNP Paribas, Crédit Agricole, Crédit Mutuel, a me HSBC paha nāʻaukā e hiki ke noiʻia e nā haole'ē. ʻO ka māmā o ke hele pololeiʻana i ka 'oihana me kahi kāleka ID a me ka hōʻoia o kaʻike a me ka loaʻa kālā hiki ke lawa i ka weheʻana i kahi waihona kālā.
Banks online
ʻO ka mea e pono aiʻoe eʻike e pili ana i nāʻae pūnaeweleʻo ka mea i makemake pinepineʻia e ka mea kākau inoa e loaʻa kahi waihona kālā mai kahi panakū Farani. ʻO kēia keʻae iā lākou e hōʻoia i kaʻike o ka mea e paʻa nei a mālama iā lākou iho i ka hoʻopunipuni. ʻO kēlā me kēia mea e makemake ana e wehe i kahi pēke kālā ma Farani, ua liloʻo ia ma ke kino i kahi panakū Farani. Ināʻaʻohe ona moʻokāki i ka mea kūʻai, ponoʻo ia e huli mua i kahi kāleka Farani pono e wehe i kahi mua. E hoʻokuʻuʻiaʻo ia e noi no kahi kāleka pūnaewele e hoʻololi i ia.
ʻO ka poʻe malihini e noho ana i Farani e hana aiʻole e hoʻomau i kā lākou noiʻana e hiki ke huli i nā pūlepa Farani ma ka pūnaewele. He mea maikaʻi lākou no nā haole'ē aʻe no ka meaʻo lākou ka mea liʻiliʻi loa. ʻO ka hapanui o lākou e hāʻawi i nā makana kūʻokoʻa aʻae i nā mea kūʻai aku o nā lāhui āpau i ka wā hiki iā lākou ke hōʻoiaʻiʻo i ko lākou nohoʻana ma Farani.
Loaʻa i nā panakō pūnaewele kekahi mau ʻano, ʻoiai ʻoi aku ka ʻoi o kekahi ma mua o nā mea ʻē aʻe. ʻO ka pinepine, pono nā makahiki o ka mea kau inoa, noho ma Palani a loaʻa nā palapala kākoʻo e pono ai (ʻike, domicile a me ka loaʻa kālā). ʻO kēia mau panakō pūnaewele: Fortuneo, ING Direct, Monabanq, BforBank, Hello Bank, Axa Banque, Boursorama…
E wehe i kahi pūʻulu no ka liʻiliʻi i hoʻokahi makahiki
ʻO kēia pilikia e pili pinepine ana i nā haumāna a me nā haumāna Erasmus e hele mai nei i Palani no kekahi mau mahina wale nō. No laila, eʻimi ana kēia poʻe haole i kahi panakū Farani no ka weheʻana i kahi helu a mālama i nā kumukūʻai (eʻalo i ka hoʻonohonohoʻana i nā komisina mai nā'āina'ē). No ka mea, no kēia mau haumāna, nā papa hana no nā uku a me nā hoʻokuʻuʻana he kiʻekiʻe loa ia e pono ai lākou e wehe i kahi kālā pēlā i noho ma Farani.
ʻAʻole hoʻolaha nā pūnaewele'ānena i kahi hanana i kūlike i kēia mau lāhui. ʻO nā kuʻuna maʻamau ka hopena maikaʻi loa no ka weheʻana i kahi waihona kālā inā lōʻihi ka lōʻihi o ka nohoʻana ma lalo o hoʻokahi makahiki.
E wehe i kahi kāleka ma Farani oiai e noho ana i kahi'ē
ʻAʻole hiki i nā haole'ē aʻe e nohoʻole nei ma Farani ke lawe aku i kahi'auke kālā ma Farani. ʻAʻole hoʻolahaʻia nāʻano pūnaewele i kēiaʻano makana. Ua hōʻole kekahi mau moku Falani kahiko i ka weheʻana i kēia mauʻike. ʻAʻohe mau hanana i koe.
ʻO ka mea mua e huli i kahi panakō kuʻuna no nā haole. ʻAe kekahi i nā mea kūʻai aku ʻaʻole noho ma Farani. Ma ka pūnaewele, hoʻokahi wale nō e ʻae iā ia a ʻo HSBC ia. Hiki iā lākou ke hele i kahi lālā a kāhea iā Société Générale a i ʻole BNP Paribas. Hiki ke hoʻokokoke aku iā Caisse d'Épargne lāua ʻo Crédit Mutuel.
ʻO ka mea hope loa, loaʻa kahi hopena hope loa i nā kamaʻāina haole: ʻo ka panakō N26. He panakō Kelemania ia e hoʻonui ana i nā ʻāina he nui. No ke kau inoa ʻana, pono ʻoe e noho i kekahi o nā ʻāina aʻe: Palani, Kelemania, ʻIlani, ʻAukekulia, Sepania, ʻItalia, Pelekiuma, Pinilana, Netherlands, Latvia, Lukemapuka, Lituania, Slovenia, Solowakia, Estonia a me Helene . Inā he RIB Kelemania ia, koi ke kānāwai hoʻokae bank pono ma ʻEulopa i nā hui Farani e ʻae iā ia. No laila hiki i kēia ʻokoʻa ke ʻoluʻolu i nā hanana he nui.
E hoʻopau
ʻO ka weheʻana i kahi waihona kālā ma Farani, hiki paha iā ia ke paʻakikī. Eia naʻe, ua maʻalahi kēia hana i nā makahiki, akā, no nā malihini. Pono nāʻaukā Farani eʻike i ka poʻe kūʻai. Ke ho'āʻo nei lākou e hāʻawi iā lākou i nā haʻina kōkua maʻalahi e wehe ai i kā lākouʻike kālā haole.
