Ua hala nā lā i waiho wale ai ka poʻe kūʻai o ka panakō i kā lākou kālā i loko a i ʻole e hōʻaiʻē.. I kēia lā, wale nō kūʻai ʻana ma kahi panakō, hiki ke lilo i mea hoʻoholo i kēia.
Ma ka ʻaoʻao ʻē aʻe, ʻaʻole ia he panakō wale nō e hāʻawi i kēia hiki i kāna mau mea kūʻai aku, aia ma luna o nā panakō like ʻole, e like me ka Banque Populaire, kahi e hiki ai iā ʻoe ke hele mai kahi mea kūʻai maʻalahi i kahi lālā. E ʻike mākou, ma kēia ʻatikala, pehea e hana ai lilo i lālā a ma luna o nā mea a pau, he aha nā pōmaikaʻi o ka hana ʻana pēlā!
ʻO ka lālā, he mea kūʻai like ʻole!
He lālā He mea kūʻai maʻalahi ia e kau inoa ana i kahi ʻaelike panakō nona nā ʻāpana i kāna panakō. ʻO ia ka mea maʻamau i nā panakō e hāʻawi i kā lākou mea kūʻai lilo i lala, a ʻo kēia, ma ke kūʻai ʻana i kā lākou mau ʻāpana.
He lālā Hiki iā ia ke lilo i lālā inā hāʻawi ʻo ia i kahi ʻaelike lālā me kekahi o nā panakō like ʻole i loaʻa ma Farani. E kuai mahele a lilo i lālā no ka panakō, pono ʻoe, ma mua o nā mea a pau, he kanaka maoli a i ʻole ke kānāwai i hiki ke komo i nā koho balota a me ka hoʻoholo ʻana.
Ma ka ʻaoʻao ʻē aʻe, ʻaʻole no ka loaʻa ʻana o kekahi lālā i nā ʻāpana he nui ia e hāʻawi iā ia i mea nui no ka hoʻoholo ʻana. No kēlā me kēia lālā, hoʻokahi koho, ʻaʻole hou. Ua hana ʻia kēia kūlana e hiki ai i nā mea kūʻai panakō ke hoʻokele, hoʻonohonoho a hoʻonohonoho pū ʻia paha, me ka ʻaelike like. Ma ke kūʻaiʻana, e loaʻa i kēlā me kēia o nā lālā ka uku i kēlā me kēia makahiki a e loaʻa iā ia ka pōmaikaʻi mai kekahi mau pono ma nā lawelawe a me nā huahana i hāʻawi ʻia e ka panakō.
No ke aha e lilo ai i lālā o ka Banque Populaire?
ʻO ka lilo ʻana i lālā ʻo ia ka mea, ma mua o nā mea āpau, hiki ke hoʻolilo kālā i ka ʻoihana kūloko a me ka ʻāina, akā hiki nō hoʻi ke komo i nā hoʻoholo o kāu panakō. E lālā ma Banque Populaire loaʻa i kekahi mau pono:
- ma ka lilo ʻana i lālā, lilo ʻoe i mea nona ka panakō, me nā lālā ʻē aʻe a pau. Eia hou,ʻaʻohe ona kuleana o ka Banque Populaire,ʻo ia hoʻi,ʻaʻohe ona māhele kūʻai waiwai;
- hiki i nā ʻāpana i kūʻai ʻia ke ʻae i ka panakō e hoʻolilo i nā papahana hou aʻe a no laila e hoʻomaikaʻi ai i ka ʻoihana kūloko;
- hiki ke hoʻohana ʻia ke kālā i waiho ʻia no ke kālā ʻana i nā papahana like ʻole ma ka teritore. Kapa ʻia kēia ʻo ke kaʻapuni pōkole o ke kālā, kahi e hoʻohana ʻia ai nā waihona kālā a pau i hōʻiliʻili ʻia no ke kālā ʻana i nā papahana ma ka ʻāina;
- loaʻa i nā lālā kā lākou mau hālāwai ponoʻī a hiki ke koho e koho i ko lākou mau ʻelele e hiki mai ana. Hiki iā lākou ke kamaʻilio e pili ana i nā koho i hana ʻia e nā luna a nīnau iā lākou i nā nīnau;
- me ka hoʻokō ʻana o nā lālā, e hiki i ka panakō ke heleuma iā ia iho me ka ʻoluʻolu ma ka ʻāina a pēlā e mālama ai i nā hana ma kekahi mau kua'āina. He ala ia e like me nā mea ʻē aʻe e waiwai ai i nā mea hoʻolako o kou ʻāina, e hoʻopaʻa ʻia ma ka ʻāina a ʻaʻole e hoʻoneʻe i kāu hana;
- lilo i lālā, ʻo ia hoʻi ka ʻae ʻana i kāu panakō e komo pū me nā hui e pili ana i ka ʻoihana ʻoihana, hoʻonaʻauao a moʻomeheu paha. Hiki i kēia mau hui ke loaʻa ke kālā.
I ka hopena, ka Banako o na Kanaka hiki i kona mau lālā ke lilo i mea pono i ke kaiāulu e like me ka panakō pono'ī.
Pehea e lilo ai i lālā o kahi panakō?
E lilo i lālā panakō ʻoi aku ka maʻalahi ma mua o kou manaʻo. ʻIke loa, pono ʻoe e lilo i mea kūʻai aku i ka panakō āu e koho ai a kūʻai i nā ʻāpana ma ka panakō. Pono ʻoe e loaʻa i hoʻokahi a ʻoi aʻe paha ʻāpana me ka waiwai o 1,50 a 450 euros.
Akā ʻo ka hapa nui o ka manawa, ʻo ke kumukūʻai o kahi panakō, ma ka awelika, 20 euros, ʻaʻole hou! Ma ke ʻano maʻamau, ʻaʻole hiki iā ʻoe ke kau inoa i kahi helu palena ʻole o nā ʻāpana. Wahi a nā hui panakō, ʻo ka palena o na mahele e kuai hiki ke loli ma waena o 200 a me 100 euros. Ma kahi e pili ana i ka Banque Populaire, ʻo ia ka manawa e hāʻawi ʻia ai kahi hōʻaiʻē e hoʻopaʻa inoa ka panakō i nā ʻāpana me kāna mau mea kūʻai aku i ko lākou makemake.
Ka Banako Kanaka hāʻawi pū i kāna mea kūʻai aku i ka hiki ke koho i ka helu o nā ʻāpana a lākou e makemake ai e kūʻai. Pono ʻoe e hele i kāu lālā a i ʻole ka lālā kūloko o kāu panakō.
He mea nui e wehewehe i hiki i kekahi lilo i lālā no ka panakō. He ʻano ʻano hoʻoikaika ʻia ʻo ia, no ka mea, ma luna o nā mea a pau, he ʻano hakakā a hiki ke hoʻoholo i nā hoʻoholo koʻikoʻi no ka panakō.
