Kukhala ndi membala wa khadi la Crédit Agricole kumakupatsani ubwino wokhala woposa kasitomala. Kukhala membala kumakulolani kukhala ndi mwayi wokhala ndi maudindo atatu; nonse ndinu othandizira, eni ake a banki yanu, komanso ogwiritsa ntchito wamba.
Mudzakhala ndi masheya kubanki yaku Crédit Agricole, zomwe zimakupatsani mwayi wopeza mwayi mdera lanu komanso kubanki yanu. Ndiye n’chifukwa chiyani munthu ayeneradi kupeza khadi lakampani? Kodi zopindulitsa ndi zotani zomwe mungapindule? Zomwe zilinso kuipa koyenera kukumana ? Mafunso onsewa ndi ofunika. Ndichifukwa chake nkhaniyi ikufotokozerani zinthu.
Kodi Credit Agricole ndi chiyani?
Crédit Agricole ndi banki yomwe idapangidwa mu 1885, yomwe cholinga chake chinali kuthandiza ndi kuthandiza alimi. Ndicho chifukwa chake adapatsidwa mawu akuti "green bank". Crédit Agricole yakhala yotseguka pang'ono komanso yosiyanasiyana lero, kuti athe kukwaniritsa zosowa zosiyanasiyana za nzika.
Masiku ano, mutu wa banki wokhala ndi makasitomala ambiri umapita ku Crédit Agricole. Ku banki iyi, kusiyana pakati pa kasitomala membala ndi kasitomala wamba kuli pa mfundo yakuti kasitomala membala ndi eni eni ake kuwonjezera pa kukhala kasitomala wosavuta.
Kuti mukhale membala wa Crédit Agricole, zomwe muyenera kuchita ndigulani masheya ndikupeza chivomerezo cha board of director a Caisse Sociale, kaya ndinu achichepere, achikulire, olembedwa ntchito kapena opuma pantchito.
Zomwe muyenera kuchita ndikupanga nthawi yokumana ndi mlangizi yemwe angakutsogolereni panjirayo. Pambuyo pake, mumakhala membala ndikugwira likulu la banki yakomweko ngati magawo.
Kodi ubwino ndi kuipa kotani pokhala membala wa Crédit Agricole?
Mukakhala membala wa Crédit Agricole, mumapindula ndi maubwino angapo ndi mwayi.
Choyamba, munthu akhoza kusangalala ndi mwayi wambiri wochita malonda. Makasitomala omwe mumawakonda ali ndi mwayi wopeza zotsatsa ndi ntchito zapadera. Tikupereka mwachitsanzo:
- khadi lakampani lomwe limapereka kuchotsera ndi zina zambiri;
- kabuku ka umembala komwe kumakupulumutsirani ndalama popanda chiopsezo.
Chachiwiri, timaganiziridwa monga membala wogwira ntchito wagulu. Mwanjira imeneyi, mutha kufotokoza malingaliro anu ndipo amalemekezedwa, ndipo mutha kukhala ndi mwayi wopeza nkhani zonse zokhudzana ndi banki (kasamalidwe kake, zotsatira zake, ndi zina), komanso misonkhano yapachaka ndi oyang'anira. Pamenepa, mungaphunzirepo kanthu pa zimene zinawachitikira.
Pomaliza, tikhoza kulandira malipiro ochokera ku kampani mu magawo osasunthika. Tsoka ilo, malipirowa sakutsimikiziridwa, kotero ndizotheka kuti sitidzalandira kalikonse.
Ndizovuta kugulitsanso
Ndipotu, kugulitsanso kungakhale kovuta. Alangizi ayenera kudziwitsidwa osachepera mwezi umodzi msonkhano usanachitike kugulitsanso. Komabe, ngati makasitomala ena akufuna kugula magawo anu, bungwe la ngongole lapafupi litha kugulitsanso mwachangu.
