Ngati ndinu wogwira ntchito m'boma, ndiye kuti mukudziwa imodzi mwa mabanki abwino kwambiri, CASDEN, omwe ali mbali ya Banque Populaire. Bankiyi idapangidwira akuluakulu aboma okha! Ndi CASDEN komanso ngati wogwira ntchito m'boma, muli ndi mwayi kukhala membala. Zimagwira ntchito bwanji? Kodi ubwino wa banki yonse yothandiza anthu ogwira ntchito ndi chiyani? Izi ndi zomwe tikufuna kukuwululirani kudzera m'nkhani yamasiku ano!
Kodi CASDEN ndi chiyani ndipo ndi yandani?
Muyenera kudziwa kuti poyambirira CASDEN (Caisse d'Aide Sociale de l'Education National) idapangidwa ndi mapulofesa (aphunzitsi) mu 1951, ndi ya onse. mabanki otchuka aku France, komanso ku gulu la BPCE.
lero CASDEN si banki yokhayokha, komanso wothandizana ndi Banque Populaire, zomwe zikutanthauza kuti ngati wogwira ntchito za boma komanso ngati kujowina CASDEN, mumangokhala membala motero mumakhala ndi mwayi wopindula ndi maubwino angapo!
Ambiri, aMamembala a CASEN ntchito m'boma kapena ntchito, monga:
- Unduna wa Maphunziro a Dziko;
- mabungwe a maphunziro aboma;
- mabungwe a maphunziro;
- ogwira ntchito m'boma olumikizidwa ndi Banque Populaire;
- akuluakulu azipatala.
CASDEN yakhazikitsidwa kutengera mfundo zomwe zimanenedwa kuti ndizodziwika kwa onse ogwira ntchito m'boma, zimakhudzanso zosowa ndi ziyembekezo za mamembala onse ndikudzipereka kuzikwaniritsa. Makhalidwe ake amachokera pa:
- mgwirizano: CASDEN imalimbikitsa mamembala ake kuti asunge ndalama kuposa zonse, cholinga chake ndikuwathandiza kuti azipeza ndalama zothandizira ntchito pamlingo wabwino kwambiri;
- chilungamo: izi zikuphatikizapo kuti ndalama zimasungidwa molingana ndi mayendedwe a munthu aliyense;
- kudalira: CASDEN safuna kuti mamembala ake apereke chitsimikizo cha ngongole;
- lingaliro la utumiki wakumaloko;
- ndi mzimu wogwirizana.
Sizopanda kanthu kuti CASDEN imatengedwa kuti ndi imodzi mwa mabanki abwino kwa ogwira ntchito m'boma ndi mamembala.
Kodi mungakhale bwanji membala wa CASDEN?
Ndicholinga choti kulowa nawo CASDEN, palibe chophweka ! Mukungoyenera kupereka zikalata zotsatirazi:
- chiphaso chanu;
- malipiro anu omaliza;
- satifiketi yokhala osakwana miyezi itatu.
Monga momwe mwawonera, ndizosavutakulowa nawo CASDEN ndipo kuyambira tsiku loyamba, mudzasangalala ndi mautumiki ambiri opindulitsa kuchokera ku CASDEN Banque Populaire. Zachidziwikire, muyenera kupita kunthambi ya Banque Populaire mdera lanu kapena nthawi zonse mumakhala ndi mwayi wopita kwa nthumwi za dipatimenti yanu ya CASDEN.
Komanso dziwani zimenezo CASDEN ndi ogwirizana ndi L'ESPPER, lomwe ndi bungwe la Social Economic Partner pasukulu ya Republic. Chifukwa chake, mamembala amakhala mamembala kapena m'malo mwake eni ake onse a CASDEN. Mamembala a CASDEN nawonso amakhala ndi zonena zawo pamisonkhano yayikulu.
Ubwino wokhala membala wa CASDEN
Monga membala wa CASDEN, yotsirizirayi imakupatsirani zabwino zambiri, makamaka pakapita nthawi. Zimatengera ndalama zomwe mwasunga, ndichifukwa chake mumasunga kuti mutha kulipira ndalama zanu mosavuta!
Posunga ndalama komanso pamayendedwe anuanu, mudza:
- sonkhanitsani mfundo za CASDEN, mfundo zodziwika bwino izi zikuthandizani kuti muchepetse ngongole zanu moyenera komanso mozama;
- kukhala membala wa CASDEN komanso kasitomala wa Banque Populaire, yomwe imayimira maubwino ambiri, makamaka ntchito zapanyumba, mwachitsanzo, mudzachita zochitika zingapo mu kauntala imodzi komanso yapadera, banki ya CASDEN ndi Banque Yotchuka;
- gwiritsani ntchito chitsimikizo cha CASDEN ngati mwavomera kubwereketsa ku Banque Populaire.
Mukadamvetsetsa, ngati membala wa CASDEN, mukamasunga ndalama zambiri, m’pamenenso ndalama zimene mumabwereka zimacheperachepera. Onaninso kuti mfundo zomwe zasonkhanitsidwa zidzawerengedwa mwezi uliwonse.
Pomaliza, muyenera kudziwa zimenezo CASEN inshuwalansi ndizotsika mtengo kwambiri kuposa mgwirizano wamagulu mu banki yachikhalidwe, ndibwino, pamenepa, kulembetsa mwachindunji ku imfa ya CASDEN, kuyimitsidwa kwa ntchito ndi inshuwalansi yolemala.
