Iwe unoronga kuwana imba huru kana yechipiri mumwedzi kana makore ari kuuya? Iwe unoda kuisa mari muchirongwa chekurenda kuti uwedzere mari yako? Chokwadi wakanzwa nezvemusimboti we real estate kutenga simba. Chokwadi, iyo yekupedzisira ichave nemhedzisiro pane yako purojekiti uye iyo rudzi rwepfuma zvauchawana.
Muchiitiko ichi, chii chaizvo chinonzi real estate kutenga simba? Nzira yekuiverenga sei? Nzira yekuishandura sei? Muchikamu chino, tinotsanangura zvese zvaunoda kuziva nezve real estate kutenga simba.
Izvo zvaunoda kuziva nezve real estate kutenga simba!
Iyo real estate yekutenga simba inomiririrwa nenhamba yem² yaunogona kuwana, idhiyabhorosi data inoshanduka zvichienderana nezvakati wandei zvakakosha. Simba rekutenga rakatarisana nekuwedzera kwemutengo mumakore achangopfuura. Nekuwedzera kwemutengo uku, maFrance anomanikidzwa kutenga dzimba dzisina nzvimbo. Kutarisana nedambudziko iri, zvakakosha kuwana nzira yekuzviita kuwedzera real estate kutenga simba.
Ndezvipi zvinhu zvinoshandiswa kuverenga real estate kutenga simba?
dira kuyera real estate kutenga simba yemba, zvakakosha kufunga nezvekukwereta kwayo (kukwanisa kukwereta) uye mutengo wezvivakwa wakaverengerwa pa m² mudunhu chairo. Zvinhu zvinotariswa kuyera simba rekukwereta real estate zvinotorwa mune inotevera runyorwa:
- nhamba yevakwereta (kukwereta kwega kana vaviri vaviri kune kukanganisa pakuverenga, kunyanya kana iwe uine mari yakawanda kana uchikwereta muri vaviri);
- mari yemumba umo mune muhoro, mabhonasi, penjeni yemudyandigere, nezvimwe. ;
- iyo yakawedzerwa mari yeimba umo mune alimony, rendi inogamuchirwa muchiitiko chemari yekurenda, nezvimwe. ;
- mari dzakasiyana dzemumba dzinosanganisira alimony yakabhadharwa, ikozvino mutengi kiredhiti uye zvimwe zvikwereti zvemba, nezvimwe. ;
Kuti unzwisise zviri nani yako real estate kutenga simba, zvakakosha kuzivawo mubereko wechikwereti, izvo zvine chekuita nemutengo wese wechikwereti. Iyo yekupedzisira ichatove nekukanganisa pahuwandu hwekubhadhara pamwedzi.
Muenzaniso weiyo real estate kutenga simba kuverenga
dira kuverenga real estate kutenga simba, unofanira kugadzira a real estate credit simulation. Ngatitii kukwanisa kwako kukwereta i €250 semuenzaniso uye kuti unoronga kutora chivakwa muRennes, uko mutengo unofungidzirwa pa m² uri €000.
Ingo shandisa iyo inotevera kuverenga kuti uwane nhamba yem² iyo yako real estate yekutenga simba inobvumidza iwe kuti uwane: 250 / 000 = 4. Nokudaro, nebhajheji yakadaro munharaunda ino, iwe uchakwanisa kutenga real estate ye093 sq.m.
Nzira yekuwedzera sei kukwanisa kutenga real estate?
Mhinduro dzinoverengeka dziripo kwauri kuti ubvumire iwewedzera kugona kwako kukwereta kana kutenga zvivakwa. Izvi zvinokutendera kuti upe hupenyu kune wako real estate kutenga chirongwa nenzira inokurumidza uye isina kudzora:
- kuwana a best mortgage rate : edza kutsvaga iyo inonakidza yekukwereta chiyero kana kukwereta yakawanda kana muyero wadonha kuti uwedzere simba rako rekutenga real estate;
- kunyoreswa kuchikwereti chakatsigirwa: izvi zvakare zvinoita kuti zvikwanise kudzikisa mutengo wakazara wechikwereti uye zvinokubatsira kutenga yakakura nekukwereta zvimwe;
- kusarudza inishuwarenzi yakakodzera yekukwereta: izvi zvine chekuita nemutengo wechikwereti uye zvinopesvedzera kugona kwako kukwereta uye simba rako rekutenga nzvimbo chaiyo;
- kuwedzera mupiro wega wega: zvinokurudzirwa kuve nemupiro wepamusoro wega wega. Edza kuiwedzera nekuchengetedza kuitira kuti ugone kukwereta zvakawanda;
- kuwedzera nguva yechikwereti chemba: kuva nemari shoma yekubhadhara kana ichienzaniswa nechikwereti munguva pfupi;
- kusarudzwa kweguta risingadhuri: kutenga nzvimbo yakakura, iwe unofanirwa kunge wakagadzirira kufamba mamwe makiromita mashoma.
Pakupedzisira, fungawo wedzera kwaunowana mari kana zvichibvira. Kuyerera kwemari kwakakwira kwakangofanana nesarudzo dzakawanda dzekudyara zvivakwa.
