Utloisisa lintlha tsa motheo tsa lichelete
Ho netefatsa tsamaiso e ntle ea lichelete, ho bohlokoa ho tseba hantle likhopolo tsa motheo tsa lichelete. Mehopolo ena ea bohlokoa e tla u lumella ho laola mehloli ea hau ea lichelete hantle le ho etsa liqeto tse nang le tsebo. Mona ke lintlha tsa bohlokoa tseo u lokelang ho li tseba:
- Thepa le Melato: Thepa e emela thepa le lisebelisoa tse bolokiloeng ke khoebo, athe mekoloto ke mekoloto le litlamo tsa lichelete. Phapang lipakeng tsa thepa le mekoloto ke tekano ea k'hamphani.
- Lekeno le Litšenyehelo: Chelete e kenang ke chelete e hlahisoang ke khoebo ka mesebetsi ea eona ea khoebo, ha litšenyehelo e le litšenyehelo tse bakoang ke ho etsa mesebetsi ena. Phapang lipakeng tsa chelete e kenang le litšenyehelo ke phaello kapa tahlehelo ea khoebo.
- Profitability: Phaello e lekanya bokhoni ba k'hamphani ba ho etsa phaello ho latela litšenyehelo tsa eona. Hangata e hlalosoa e le peresente mme e ka sebelisoa ho bapisa ts'ebetso ea lichelete ea lik'hamphani tse fapaneng kapa ho hlahloba katleho ea matsete.
- Budget: Tekanyetso ea lichelete ke moralo oa lichelete o bolelang esale pele chelete e kenang le litšenyehelo tsa khoebo ka nako e itseng. E thusa ho lekola ts'ebetso ea lichelete, ho laola litšenyehelo, le ho tseba menyetla ea ntlafatso.
- Phallo ea chelete: Phallo ea chelete e emela ho kena le ho tsoa ha chelete ho tsoa k'hamphaning ka nako e fanoeng. Taolo e nepahetseng ea phallo ea chelete e bohlokoa ho netefatsa hore k'hamphani e na le chelete e ngata ebile e na le matla.
Sekaseka litlaleho tsa lichelete bakeng sa ho etsa liqeto tse molemo
Litlaleho tsa lichelete li fana ka tlhahisoleseding ea bohlokoa mabapi le bophelo bo botle ba lichelete ba khoebo 'me li bohlokoa bakeng sa ho etsa liqeto tse nang le tsebo. Mona ke tse ling tsa litlaleho tsa bohlokoa tsa lichelete le mokhoa oa ho li sekaseka:
- Balance Sheet: Letlapa la tekanyo le bonts'a thepa, mekoloto le tekano ea khoebo ka nako e itseng. E thusa ho lekola solvency le botsitso ba lichelete ba k'hamphani. Ho hlahloba leqephe la tekanyo, bapisa thepa le likoloto ho fumana bokhoni ba k'hamphani ba ho lefa sekoloto le kholo ea lichelete.
- Setatemente sa lekeno: Setatemente sa lekeno se hlahisa chelete e kenang, litšenyehelo le phaello kapa tahlehelo ea khoebo ka nako e itseng. E sebelisetsoa ho lekola phaello le ts'ebetso ea lichelete ea k'hamphani. Ho sekaseka setatemente sa lekeno, hlahloba mekhoa ea lekeno le lits'enyehelo le ho li bapisa le likhakanyo tsa lichelete ho bona phapang le menyetla ea ntlafatso.
- Seteitemente sa phallo ea chelete: Seteitemente sa phallo ea chelete e bonts'a chelete e kenang le ho tsoa ha k'hamphani ka nako e itseng. E latela chelete le bokhoni ba k'hamphani ba ho hlahisa phallo e ntle ea chelete. Ho sekaseka setatemente sa phallo ea chelete, tseba mehloli ea chelete le litšenyehelo le ho lekola bokhoni ba k'hamphani ba ho tšehetsa tšebetso le ho lefa sekoloto.
- Likarolo tsa lichelete: Likarolo tsa lichelete ke lisebelisoa tsa tlhahlobo tse lekanyang ts'ebetso ea lichelete ea k'hamphani ka ho bapisa lintlha tse fapaneng tsa lichelete. Likhakanyo tsa hona joale li kenyelletsa phaello ea phaello, karo-karolelano ea lichelete, karo-karolelano ea solvency le return on equity. Ho sekaseka likarohano tsa lichelete, li bapise le likarolelano tsa indasteri le likarohano tsa nalane ea lik'hamphani ho lekola tšebetso e lekanyelitsoeng.
Laola likotsi tsa lichelete bakeng sa khoebo e tiileng le e tsitsitseng
Taolo ea likotsi tsa lichelete ke ea bohlokoa ho netefatsa botsitso le botsitso ba khoebo. Ka ho hlwaya le ho fokotsa likotsi tsa lichelete, o ka lokisa khoebo ea hau hamolemo ho sebetsana le lipelaelo le mathata. Mona ke mekhoa e meng ea ho laola kotsi ea lichelete ka katleho:
- Diversification: Hasa matsete a hau le mehloli ea chelete ho fokotsa ho its'etleha ho ts'ebetso e le 'ngoe kapa' maraka o le mong. Ho fapanyetsana ho ka u thusa ho theola ho fetoha ha 'maraka le ho fokotsa likotsi tse amanang le ho theoha ha tlhokahalo lekaleng le itseng.
- Moralo oa lichelete: Etsa moralo o tiileng oa lichelete o kenyelletsang likhakanyo tsa chelete le litšenyehelo, lipakane tsa kholo, le maano a matsete. Moralo o hlophisitsoeng hantle oa lichelete o tla u lumella ho lebella mathata a lichelete le ho nka mehato ea ho a fokotsa.
- Tlhahlobo ea maemo: Etsa tlhahlobo ea maemo ho lekola phello ea liketsahalo tse fapaneng ho bophelo bo botle ba lichelete ba khoebo ea hau. Sena se tla u thusa ho lebella likotsi tse ka bang teng le ho theha meralo ea ts'ebetso ho fokotsa tšusumetso ea bona.
- Taolo ea Chelete: Beha leihlo ka hloko phallo ea chelete ea k'hamphani ea hau 'me u be le mekhoa ea ho netefatsa taolo e sebetsang ea chelete. Tsamaiso e ntle ea chelete e tla u lumella ho sebetsana le maemo a sa lebelloang le ho boloka botsitso ba khoebo ea hau.
- Inshorense: Fumana inshorense e loketseng ho sireletsa khoebo ea hau khahlanong le likotsi tsa lichelete tse amanang le liketsahalo tse sa lebelloang, tse kang likotsi, likoluoa tsa tlhaho kapa linyeoe. Inshorense e ka u thusa ho fokotsa tahlehelo ea lichelete le ho boloka tsoelopele ea khoebo ea hau.
Ka ho kenya tshebetsong mawa ana a taolo ya dikotsi tsa ditjhelete, o tla matlafatsa botsitso le botsitso ba kgwebo ya hao ha e tobane le diphephetso tsa ditjhelete le ho netefatsa hore e tswelapele ka nako e telele.
