Ukulungiselela ukukhuthaza abasebenzi, iinkampani ezininzi zinika iintlobo ezahlukeneyo zeebhonasi ukongeza kwiintlawulo ezisisiseko zenyanga kunye nomvuzo womsebenzi osemgangathweni, ukubakho emsebenzini, isikhundla esiphezulu okanye ezinye iinkonzo ezincomekayo. Njengokuba kusondela ixesha leeholide, umqeshi wakho ebedla ngokukuhlawula loo bhonasi. Ngokukhawuleza, akukho nto. Sebenzisa ileta yemodeli phakathi kwabo ndicebisa ukubiza ukubuyela esiqhelweni.

Iindidi ezahlukeneyo zeebhonasi

Kwintsimi yobungcali, kukho iintlobo ezahlukeneyo zeebhonasi. Kukho iipremiyamu zesintu, esele zibonelelwe kwisivumelwano sengqesho. Emva koko isivumelwano esidityanelweyo okanye izivumelwano ezihlangeneyo. Kwaye kunye neebhonasi zokuzithandela, kwelinye icala, ezinikezelwa simahla ngumqeshi. Nokuba lunjani uhlobo lweepremiyamu, zixhomekeke kuseto lwemithetho ethile kunye nemigaqo.

Amaqonga aqhelekileyo okanye anyanzelekileyo

Iipremiyamu zomsebenzisi ngokubanzi zinxulunyaniswa nomsebenzi wenkampani. Luhlobo lwebhonasi enyanzelekileyo kubasebenzi. Idityaniswe nobudala babo, kodwa kunye nohlobo lomsebenzi wabo kwaye kwinqanaba labo lokusebenza. Umqeshi unoxanduva lokuhlawula ezi bhonasi, nokuba kukodwa okanye ngokudibeneyo. Kwaye oku ngokwemiqathango echazwe ngokuchanekileyo kwisivumelwano sengqesho, isivumelwano esidibeneyo okanye ezinye izicatshulwa ezisemthethweni. Naxa ekuqaleni olu hlobo lwebhonasi lwalugqityiwe kulandela ukuzibophelela okungahambelaniyo nomqeshi.

Ngokubanzi:

  • Iibhonasi zabadala
  • Iibhonasi zentsebenzo
  • Iiprimiyamu zomngcipheko
  • Iibhonasi zeholide
  • Ukuphela kweebhonasi zonyaka
  • Iibhonasi esekwe kwiinjongo okanye kwiziphumo
  • Iibhonasi zebhalansi
  • Ukususela kwinyanga ye-13
  • Iibhonasi zokuzimasa
  • Iibhonasi zenkuthazo.

Ezi ziqendu zokugqibela zichazwa ngokwendlela yokubala engenakuguqulwa kwaye zenziwe kwiitekisi ezisemthethweni. Benza imbuyekezo eyongezelelweyo ebonelelwe bonke abasebenzi. Njengenxalenye yamacandelo emivuzo ngokwabo, ezi bhonasi ziya kuba phantsi kwegalelo loluntu kunye nerhafu yengeniso.

Kuyenzeka ukuba ufumane iipremiyamu ezithile (umtshato, ukuzalwa, i-PACS), iipremiyamu zothutho okanye iipremiyamu zokutya.

Iibhonasi "zamavolontiya"

Oku kubizwa ngokuba "kukuzithandela", i-off-off okanye iibhonasi ezizodwa ziibhonasi ezinganyanzelekanga. Umqeshi ubhatala ngokukhululekileyo nangokubona kwakhe. Olu hlobo lweebhonasi lunokuba:

  • Ibhonasi yokuphela konyaka, uhlobo lomvuzo onendlela yokubala ebekwe ngumqeshi kwisivumelwano sengqesho okanye isivumelwano sobumbano;
  • Ibhonasi ekhethekileyo okanye ibhonasi yomsitho omnye, isixa esongezelelweyo kumvuzo ohlawulwe ngumqeshi ukuba umqeshwa uzizalisekisile zonke iikhrayitheriya ezichaphazelekayo;
  • Intlawulo engeyiyo eyengozi;
  • Ibhonasi inikwe "ngokomsebenzi ogqityiweyo"

Kwelinye icala, ezi zinto zibizwa ngokuba "kukuzithandela" iibhonasi zinyanzelekile kwaye ziyinxalenye yomvuzo, xa ukusetyenziswa kwazo:

  • Ngokubanzi, isixa-mali sihlawulwa kubo bonke abasebenzi okanye rhoqo kwisebe elinye,
  • Rhoqo, ihlawulwe ngaphezulu kweminyaka eliqela,
  • Ukuhlawulwa rhoqo kunye nokusisigxina kwesixa esifanayo.

Ndicela njani ukuhlawulwa kwepremiyamu?

Ibhonasi yinxalenye yomvuzo. Ngenxa yokongamela okanye impazamo kwicala lomphathi, ukwala okuvela kumqeshi, ukungahlawulwa kwesi sibonelelo kuthathwa njengesiphoso esibi kwinkampani yakho.

Uneminyaka emi-3 yokwenza isikhalazo. Kwimeko yokupheliswa kwekhontrakthi yakho, owayesakuba ngumqeshwa unokucela iipremiyamu ezingahlawulwanga kule minyaka mithathu idlulileyo ngaphambi kokuba ayishiye inkampani ngokweCandelo L. 3245-1-XNUMX leKhowudi yezaBasebenzi.

Kwimeko apho umqeshi wakho engazange akuhlawule isixa-mali esinye okanye nangaphezulu. Bacele ngomlomo ukuqala. Ke xa kungekho ziphumo, thumela incwadi ebhalisiweyo kunye nokwazisa ukuba uyifumene. Ukuba umqeshi akakuniki imali ekutyala yona. Unethuba lokuwuthumela lo mcimbi kwiBhunga lasePrud'hommes.

Kukwenziwa kwale nkqubo inye xa kusenziwa intlawulo yepremiyamu "enye okanye nangaphezulu" engahlawulwanga ngumqeshi. Umqeshwa unakho ke ngoko ukuqala isenzo sakhe ngesicelo somlomo esilula, emva koko ngokuthumela incwadi ebhalisiweyo ebonisa ukuba uyifumene. Kwimeko yokwala komqeshi, kunokwenzeka ukuqala isenzo neBhunga lezaBasebenzi. Kwelinye icala, iNkundla yeCassation ikhankanya, kwiQela lezeNtlalontle ngo-Epreli 1, 1981, n ° 79-41424, umqeshwa kufuneka ukuthethelela ukubakho kwesiqhelo phambi kwale nkundla ifanelekileyo.

Njengobungqina, kufuneka atyhile:

  • Ukuhlawulwa rhoqo kwepremiyamu iminyaka eliqela,
  • Ukuhlawulwa kwebhonasi kubo bonke abasebenzi okanye iqela labasebenzi, umzekelo kwisebe elinye
  • Intlawulo yemali efanayo minyaka le.

Nazi iisampulu zeeleta zokufaka ibhonasi yokusebenzisa, onokuziqhelanisa ngokulula nezinye iintlobo zesisa.

Umzekelo wokuqala wonobumba

UJulien Dupont
Ngama-75 bis rue de la grande porte
75020 eParis
Inombolo: 06 66 66 66 66
julien.dupont@xxxx.com 

Mnumzana / Nkosikazi,
umsebenzi
idilesi
inombolo yelizwe

[KwisiXeko], nge [Umhla]

Ileta ebhalisiweyo evuma ukufunyanwa kwayo

Isihloko: Isicelo sentlawulo yebhonasi yokuphela konyaka

Monsieur,

Ngokuhambelana nekhontrakthi yam yengqesho, inkampani ihlala indibhatala ibhonasi yokuphela konyaka qho ngoDisemba. Ngokwenjenje ndiyakwazisa ukuba ayikhankanywanga kwincwadi yam yomvuzo, ngaphandle kokuba ndiyaphazama, kulo nyaka.

Emva kokuba ndisebenze kule nkampani kangangeminyaka [yenani], eli lixesha lokuqala ukuba ndingayifumani ibhonasi yam. Emva kokujonga noogxa bam, kuyacaca ukuba uninzi lwabasebenzi banengxaki efanayo. Ke ndaye ndagqiba kwelokuba, asikho kwimeko yemposiso elula malunga nam.

Ukuhlawulwa kwale bhonasi kuqhelekile, kulungiswa, kwaye kwenziwa kubo bonke abasebenzi. Esi sibonelelo sinyanzelisiwe njengoko kumiselwe ngumthetho.

Ngaphandle kokuba amanyathelo afanelekileyo okophula eli siko engakhange athathwe, ndingavuya kakhulu xa unokulungiselela ukuhlawulwa kwebhonasi yam yokuphela konyaka.

Ndisalinde impendulo evumayo evela kuwe kolu lungiso, nceda wamkele eyona mikhombandlela yam.

 

                                                                                       utyikityo

Umzekelo weleta yesibini

UJulien Dupont
Ngama-75 bis rue de la grande porte
75020 eParis
Inombolo: 06 66 66 66 66
julien.dupont@xxxx.com 

Mnumzana / Nkosikazi,
umsebenzi
idilesi
inombolo yelizwe

[KwisiXeko], nge [Umhla]

Ileta ebhalisiweyo evuma ukufunyanwa kwayo

Isihloko: Isicelo sentlawulo yebhonasi yentsebenzo

Monsieur,

Ukusukela ekuqalekeni kwam kwinkampani yethu, njenge [function] ukusukela [umhla], ikhontrakthi yam yengqesho ikhankanya ilungelo lam kwibhonasi yokusebenza ngokusekwe kubuchule kunye nemveliso yam.

Ukusukela ukudityaniswa kwam kwiqela lakho, uhlala undibhatala le bhonasi ekupheleni konyaka ngamnye.

Le premium ke ngoko ifumene, ngokusebenzisa kwayo rhoqo kunye nokuphindaphinda, isimilo esinyanzelekileyo.

Nangona ndikwazile ukufezekisa iziphumo ezingcono kulo nyaka xa kuthelekiswa nomhla wokugqibela, ndiye ndaqaphela kwipheyiphepha lam lokugqibela ukuba awundibhatalanga. Enkosi ngokundichazela isizathu sokungahlawulwa kwesisa sam, ukuba kufanelekile.

Ngaphandle koko, ndilindele ukulungiswa ngokukhawuleza, kwaye nceda wamkele, Mnumzana, imibuliso yam ebalaseleyo.

 

                                                                                    utyikityo

 

Khuphela “inkulumbuso-exemple.docx”

first-example.docx – Ikhutshelwe amaxesha angama-13064 – 14,95 KB

Khuphela "umzekelo wesibini.docx"

yesibini-example.docx – Ikhutshelwe amaxesha angama-12794 – 14,72 KB