Kwabanye, kunzima ukucinga ukuba abathengi abaqhelekileyo banelizwi kwindlela eqhutywa ngayo ibhanki yabo. Nangona kunjalo, ngokuba lilungu, oku kunokwenzeka. Nangona kunjalo, hayi nje nayiphi na ibhanki enika abathengi bayo ithuba lokuba lilungu. Ubukhulu becala ziibhanki, ezifana neCrédit Agricole, ezibonelela ngokuba nolu hlobo lwewonga.

Ukuba lilungu akukhona nje ukuthatha inxaxheba kwiintlanganiso, kukwamalunga nokuxhamla kwizinto ezininzi eziluncedo, kuquka nekhadi lebhanki. Ukuba ufuna ukwazi ukuba zeziphi iingenelo zokuba nekhadi ilungu leCredit Agricole, eli nqaku lenzelwe wena.

Yintoni ikhadi lelungu leCredit Agricole?

Ilungu ngumntu onesabelo esinye okanye ngaphezulu kwi-mutual bank nonokuthi ke ngoko athathe inxaxheba ekuthathweni kwezigqibo kwiimeko ezithile. Babhekwa njengamalungu apheleleyo ebhanki kwaye bayazazi zonke iindaba kunye nazo zonke iinguqu ezinokuthi zenzeke ebhankini.

Amalungu nawo angakwazi dibana nabaphathi beebhanki kanye ngonyaka ubuncinane kwaye babe nako ukwabelana ngezinto abazilindeleyo okanye ukubanika iingcebiso.

Ekugqibeleni, bafumana isixa esithile ngonyaka kwizabelo zabo ngokuxhomekeke ekusebenzeni kweCrédit Agricole. Ilungu liya kuxhamla kulo iingenelo ezininzi kunye nezaphulelo kwiinkonzo ezininzi zebhanki ekuthethwa ngayo, kodwa hayi kuphela!

Izibonelelo zobuqu zekhadi lelungu leCredit Agricole

Ikhadi lelungu leCredit Agricole lingaphezu kwalo lonke ikhadi lebhanki. Ukongeza kuloo nto, likhadi lamazwe ngamazwe elinokusetyenziswa ukunceda ukuqonda iiprojekthi ezininzi zasekhaya ezinxulumene noku:

  • imfundo;
  • isisa;
  • imidlalo nenkcubeko;
  • ukugcinwa kwelifa lemveli.

Ukongeza koku, umntu ngamnye onekhadi lamazwe ngamazwe uneenzuzo ezininzi. Ikuvumela ukuba wenze imisebenzi emininzi yakudala, efana nale:

  • ukutsala imali kuyo nayiphi na ikhawuntara yeCredit Agricole eFransi nakwamanye amazwe;
  • hlawula ngaphandle koqhagamshelwano kwaye ngokukhawuleza kwiivenkile ezininzi eFransi okanye kwamanye amazwe; ngeMastercard phesheya kunye nelogo yeCB eFrance;
  • yenza intlawulo erhoxisiweyo okanye kwangoko. Ukutsalwa ngokukhawuleza, imali iya kuhoxiswa ngokuthe ngqo kwi-akhawunti ngexesha langempela. Kumatyala arhoxisiweyo, kuphela ekupheleni kwenyanga apho imali iya kutsalwa;
  • ikhadi likwanika ukufikelela kuncedo kunye ne-inshurensi.

Ikhadi lenkampani linokuba luncedo kwir ukuthatha ithuba lonikezelo olukhethekileyo kwintsimi yenkcubeko.

Iinzuzo zekhadi lenkampani xa kuthelekiswa nekhadi lebhanki

Ngaphandle kwemisebenzi ethile eqhelekileyo, ikhadi lenkampani likuvumela ukuba ube neebhonasi ngendlela ukuxhuzulwa kwemirhumo yobulungu. Ikwavumela ukufikelela kwizibonelelo ezingcono ezinikezelwa yibhanki.

Ekugqibeleni, inzala yakhe inako thatha ithuba le-inshurensi yasekhaya enemingcipheko emininzi I-euro eyi-1 yentlawulo yenyanga kunyaka wokuqala okanye imali mboleko yomthengi enokunyuka iye kuthi ga kwi-5 ye-euro ngesantya se-000 ukuba bafumana ipropathi yabo yokuqala.

Njengoko iCredit Agricole igqibe ekubeni imoshe amalungu ayo nangakumbi, banokude baxhamle kumaxabiso athotyiweyo kumatikiti emisitho ethile (iikonsathi, icinema, imiboniso, njl. njl.).

Ezinye izibonelelo zekhadi lenkampani

Iinzuzo eziphambili zokuba lilungu kunye nokuba nekhadi lelungu kukuba izabelo ezithengiweyo, kunye nemali egciniweyo, ingasetyenziselwa ukuxhasa imibutho, kunye neeprojekthi ezahlukeneyo zasekhaya. Iiprojekthi ezinokuxhaswa ngenkxaso-mali kusetyenziswa ikhadi lequmrhu le-Crédit Agricole zinokunxulumana neentshukumo zenkcubeko, ukukhuselwa kwelifa lenkcubeko, njl.

Kungokwenza iintengiselwano ezahlukeneyo ngeli khadi apho ibhanki iya kuhlawulisa isixa esincinci esiza kusetyenziselwa ukuxhasa ngemali uninzi lwala manyathelo. Kwaye oku ngaphandle kokuba ilungu lihlawule iindleko ezongezelelweyo. Le ndlela yokuxhasa ngemali ibizwa ngokuba negalelo elilinganayo. Kuya kuthi ke kuxhomekeke kwibhanki ukukhetha imibutho okanye imibutho eya kuxhamla kolu ncedo.

Ngoku uyazi konke malunga noncedo lwekhadi lelungu leCredit Agricole.