Ukuba ukhe weva nge umgaqo welungu lomthengi webhanki, qaphela ukuba oku kusebenza nakwiinkampani ze-inshurensi! Kweli nqaku, siza kugxila ikakhulu kwingcamango yomthengi olilungu lenkampani ethile ye-inshurensi.
yintoni i ilungu eMacif ? Yintoni umahluko phakathi kwelungu kunye nelungu leMacif? Kwaye zeziphi iingenelo eziphambili zokuba lilungu leMacif? Okokugqibela, ngaba abathengi abangamalungu bacinga ntoni ngeentengiso zikaMacif?
Yintoni ilungu leMacif?
Xa ubhalisa kwinkampani yenkonzo, injongo yakho kukuba ukwazi ukusebenzisa ngokupheleleyo iinkonzo ezohlukeneyo ezibonelelwa leli ziko. Ewe, yazi ukuba olu hlobo lweenzuzo lubonelelwa ngokupheleleyo yi amashishini amanyeneyo okanye asebenzisanayo. Ezi zinokuba:
- iibhanki;
- i-inshurensi.
I-inshurensi efanayo banike abathengi babo ithuba lokuba ngamalungu axatyisiweyo enkampani. Badlula, ngoko, ukusuka kumthengi ukuya kwimo yelungu.
Lithetha ukuthini ilungu leMacif?
Ilungu leMacif ngumthengi onelungelo onethuba lokusebenzisa zonke iinkonzo ze-inshurensi yakhe kwaye athathe inxaxheba kuphuhliso lwabo. Ngamanye amazwi, ilungu le-Macif liba yinkosi yeenzuzo ezinokuthi zinikezelwe yi-inshurensi yakhe. Ngale ndlela, unethuba lokucebisa uhlaziyo lweenkonzo ezithile abhalise kuzo, ukuze andise iingenelo zakhe kwaye ahlangabezane neemfuno zakhe.
Yintoni umahluko phakathi kwelungu kunye nelungu leMacif?
Kutheni ufuna ube lilungu xa sele ulilungu? Umahluko phakathi kwezi meko zimbini ukwizinto eziluncedo ezibonelelwayo kwindawo nganye. Enyanisweni, ilungu kunye nelungu banokuzuza bobabini kwiinkonzo ze-inshurensi, kuphela ilungu alinamandla okutshintsha izibonelelo zeenkonzo ezinikezelwa yiMacif, ngokungafaniyo nelungu.
Ngaba imeko yelungu inenzuzo?
Ngokuba lilungu, uya kuba negalelo kuphuhliso lweenkonzo zeMacif. Ngembuyekezo, izibonelelo zokugqibela kwimbuyekezo ezuziweyo ukuyityala ngokutsha ukuze kuxhamle ilungu lomthengi. Utyalo-mali luchaphazela iinkonzo zeMacif. Ngamanye amazwi, awuyi kufakwa imali ngenyanga okanye ngonyaka ngenzala ethile, yonke into iya kudlalwa kwiinzuzo.
Zeziphi iingenelo eziphambili zokuba lilungu leMacif?
Njengomthengi ilungu okanye ilungu leMacif, unethuba lokuvumela abantu obathandayo ukuba baxhamle kwiinkonzo ezahlukeneyo. Ewe, iMacif ibonelela ngeenkonzo ze-inshurensi ezinokuthi kwabelwane ngazo phakathi kwamalungu ahlukeneyo osapho olunye. Ngapha koko, kuya kufuneka uyazi ukuba iMacif isebenza kwiipali zeinshurensi ezintathu:
- umonakalo ;
- impilo ;
- mali.
Kwezi inshorensi zintathu, ilungu okanye ilungu inokubandakanya, kwisivumelwano sakhe, abantwana bakhe, iqabane lakhe, njl. Igama ngalinye elivelayo kwikhontrakthi linokuzuza kwizinto eziluncedo ezidweliswe kolu xwebhu. Oko kwathiwa, kwimeko yokufa kwelungu okanye ilungu le-Macif, amalungu achaphazelekayo kufuneka axelele i-arhente ukuze kuthintelwe isaziso esisemthethweni kunye nokunqunyanyiswa kwekhontrakthi, ngakumbi ukuba oku kubandakanya abaxhamli. Ngale nto, unokuqhagamshelana nenkonzo yabathengi ye-inshurensi yakho okanye ungaya ngqo kwi-arhente ekufutshane.
Bacinga ntoni abathengi belungu ngeentengiso zeMacif?
Izimvo ngeenkonzo zeMacif zahluka kakhulu. Ngaphezu koko, ukuba uya kwiphepha lezimvo ze-Macif, uya kubona ukuba i-31% yezimvo zilungile, i-31% nayo inokuba mibi, ngelixa ezinye ziphantse zingathathi hlangothi.
Kodwa ke, abathengi bagxeka ntoni iMacif? Ukufunda amagqabantshintshi, uninzi lwabantu lugxeka iMacif ngokungabikho kokulandelelana, ikakhulu kwi izivumelwano ze-inshorensi ekhaya kunye nemoto.
Ngaphandle kokulandelwa, abanye abathengi bakhomba ukungabikho kokubaluleka kunye nokungaphenduli kwenkonzo yabathengi. Kwangaxeshanye, iiprotagonists zinokwanela Iinkonzo zeMacif. Ngaphezu koko, abanqeni ukuwancoma.
Oko kwathiwa, ukuba ufuna ube lilungu leMacif, sikucebisa ukuba uqhagamshelane nenkonzo yabathengi ye-inshurensi yakho ngokuthe ngqo, oya kukukhokelela kwilungu elichaphazelekayo, ukuze ube nolwazi olungakumbi kulo mbandela, kwaye oku, ukwenza uluvo lwakho.
