Usanda kufumanisa ukuba ukhulelwe. Ezi ziindaba ezimnandi kakhulu kuwe nakwiqabane lakho! Siyavuya kwaye sikuthumelela ukuvuyisana kwethu ngokungazenzisiyo.
Kodwa kusenokwenzeka ukuba awukhange uthathe ixesha lokufumanisa malunga nekhefu lakho lokuya kubeleka okwangoku. Yiyo loo nto siqokelele apha lonke ulwazi oluya kuba luncedo kuwe.
Okokuqala, awunyanzelekanga ukuba uxelele umqeshi wakho ngokukhulelwa kwakho phambi kokuba uye kwikhefu lokuya kubeleka, naxa uqeshiwe (kubandakanywa nezivumelwano zexesha elimiselweyo). Ke, ungayibhengeza xa unqwenela ngomlomo okanye ngokubhala. Nangona kunjalo, ukuze uzuze kuwo onke amalungelo akho, kufuneka ubonise ubungqina bokukhulelwa.
Kodwa kukhuselekile ukulinda iinyanga ezi-3 zokuqala, kuba umngcipheko wokuphuphuma kwesisu uphezulu ngeli xesha lekota yokuqala. Kuyafana kwabo bakungqongileyo, kungcono ulinde kancinci kwaye ugcine ulonwabo lwakho neqabane lakho.
Emva koko, ngokuqinisekileyo, kuya kwenzeka njani ?
Wakuba ubhengeze kwaye uthethelela ukukhulelwa kwakho, ugunyazisiwe ukuba ungabikho kuvavanyo lwezonyango olusisinyanzelo. (Nceda uqaphele ukuba iiseshoni zokulungiselela ukuzalwa komntwana azithathwa njengezinyanzeliso). Le yinxalenye yeeyure zakho zokusebenza. Kodwa, ekusebenzeni ngokufanelekileyo kwenkampani, mhlawumbi kuyacetyiswa ukuba amaqela ama-2 avumelane.
Iishedyuli zihlala zifana, nokuba usebenza ebusuku, kodwa ngokuxoxa nomqeshi wakho, amalungiselelo ayenzeka, ngakumbi xa uqhubela phambili ekukhulelweni kwakho kwaye udiniwe. Kwelinye icala, akufuneki uphinde ubonakale kwiimveliso ezinetyhefu. Kule meko, unokucela utshintsho lomsebenzi.
Kodwa umthetho awuboneleli nganto ukuba usebenza umile! Emva koko unethuba lokuxoxa ngayo nogqirha osebenza emsebenzini oya kugweba ukuba ukulungele na ukuqhubeka nemisebenzi yakho.
Lingakanani ikhefu lokubeleka ?
Ngoko ke uya kuba nelungelo lekhefu lokubeleka eliya kukuvumela ukuba ulungiselele ukufika komntwana wakho. Eli xesha limalunga nomhla olindelekileyo wokuziswa kwakho. Yahlulahlulwe yangamanqanaba ama-2: ikhefu lokubeleka kunye nekhefu lokubeleka. Ngokomgaqo, nantsi into onelungelo layo:
| UMNTWANA | IKHEFU NGAPHAMBI KOMNTU | IKHEFU EMVA KOKUZALWA | BEBONKE |
| Ngomntwana wokuqala | iiveki 6 | iiveki 10 | iiveki 16 |
| Kumntwana wesibini | iiveki 6 | iiveki 10 | iiveki 16 |
| Ngomntwana wesithathu okanye ngaphezulu | iiveki 8 | iiveki 18 | iiveki 26 |
Nge-gynecologist yakho, uya kukwazi ukufumana iiveki ezi-2 ezongezelelweyo ngaphambi kokuziswa kunye neeveki ezi-4 emva koko.
Ukuba ukuzalwa kwenzeka ngaphambi komhla olindelekileyo, oku akulitshintshi ixesha lekhefu lakho lokubeleka. Likhefu lokubeleka eliya kwandiswa. Ngokufanayo, ukuba uzala emva kwexesha, ikhefu lokubeleka lihlala lifana, alincitshiswa.
Iyakuba yintoni imbuyekezo yakho ngexesha lakho lekhefu lokuya kubeleka? ?
Ewe, ngexesha lekhefu lakho lokubeleka, uya kufumana isibonelelo esiya kubalwa ngolu hlobo lulandelayo:
Isibonelelo sosuku sibalwa kumvuzo weenyanga ezi-3 ezandulela ikhefu lakho lokuya kubeleka okanye kwiinyanga ezili-12 ezandulelayo xa kukho umsebenzi owenziwe ngamaxesha athile onyaka okanye ongaqhubekiyo.
Isilingi yokhuseleko loluntu
Umvuzo wakho uthathelwa ingqalelo kumda wokhuseleko loluntu lwenyanga olubekiweyo kulo nyaka (okt. 3 €428,00 ukusukela nge-1 kaJanuwari 2022). Zisenokuqwalaselwa kwakhona kwiinyanga ezili-12 ezandulela ikhefu lakho lokubeleka ukuba unomsebenzi wamaxesha onyaka okanye okwethutyana.
Isixa semali yesibonelelo sosuku
Ukusukela nge-1 kaJanuwari 2022, i isixa esiphezulu yesibonelelo semihla ngemihla sokubeleka si I-89,03 € ngosuku ngaphambi kokutsalwa kweentlawulo ze-21%. (CSG kunye neCRDS).
Ezi ntlawulo ngokuqinisekileyo ziya kuhlawulwa phantsi kweemeko ezithile:
- Ukhuselwe kwi-inshurensi ubuncinane kwiinyanga ezili-10 ngaphambi kokukhulelwa kwakho
- Usebenze ubuncinane iiyure ezili-150 kwiinyanga ezi-3 ezandulela ukukhulelwa kwakho
- Usebenze ubuncinane iiyure ezingama-600 kwiinyanga ezi-3 ezandulela ukukhulelwa kwakho (ixesha elifutshane, ixesha elimiselweyo okanye ixesha lonyaka)
- Ufumana inzuzo yokungaphangeli
- Ufumene isibonelelo sokungaphangeli kwezi nyanga zili-12 zidlulileyo
- Uyekile ukusebenza ixesha elingaphantsi kweenyanga ezili-12
Sicebisa ukuba ujonge kumqeshi wakho malunga nesivumelwano esihlanganyelweyo oxhomekeke kuso ukuba ngubani onokongeza ezi zibonelelo. Ngokufanayo, kuluncedo ukujonga nenkampani yakho ye-inshurensi efanayo ukufumana iimali ezahlukeneyo onelungelo kuzo.
Ukuba ungumdlali wethutyana, kufuneka ubhekisele kwiimeko ezifanayo njengabasebenzi bexesha elimiselweyo, lethutyana okanye leekontraki zonyaka. Imbuyekezo yakho iya kubalwa ngendlela efanayo.
Nakwimisebenzi yenkululeko ?
Ngokubhekiselele kubasebenzi, kufuneka ube negalelo ubuncinane iinyanga ezili-10 ngosuku olulindelekileyo lokuzalwa kwakho. Kule meko, uya kukwazi ukuzuza koku:
- Isibonelelo sokuphumla sikamama esikumgangatho ophantsi
- Izibonelelo zemihla ngemihla
Isibonelelo sokuphumla sikamama silindele kuwe ukuba uyeka ukusebenza iiveki ezisi-8. Isixa-mali yi-3 ye-euro kwi-428,00er NgoJanuwari 2022. Isiqingatha siya kuhlawulwa ekuqaleni kwekhefu lakho lokubeleka kunye nesiqingatha emva kokubeleka.
Emva koko ungenza ibango lezibonelelo zemihla ngemihla. Baya kuhlawulwa ngosuku lokuyeka kwakho umsebenzi kunye ubuncinane beeveki ezi-8, kubandakanywa ne-6, emva kokubeleka.
Isixa-mali sibalwa ngokomnikelo wakho we-URSSAF. Ayinakuba ngaphezulu kwe-56,35 euros ngosuku.
Kuya kufuneka ujonge nenkampani yakho ye-inshurensi, eya kukwazisa ngamalungelo akho ongezelelweyo.
Uliqabane elisebenzisanayo
Ubume bomlingane osebenzisanayo buhambelana nomntu osebenza neqabane lakhe, kodwa ngaphandle kokufumana umvuzo. Nangona kunjalo, usenegalelo kwi-inshurensi yezempilo, umhlala-phantsi, kodwa kunye nokungaqeshwa. Iziseko zokubala ziyafana nezo zemisebenzi yenkululeko.
abalimi ababhinqileyo
Ewe, nawe uyachatshazelwa likhefu lokubeleka. Kodwa yi-MSA (kwaye ingeyiyo i-CPAM) ekuxhasayo ngeli xesha. Ukuba ungumsebenzisi, ikhefu lakho lokubeleka liqala kwiiveki ezi-6 phambi komhla olindelekileyo wokubeleka kwaye liqhube kwiiveki ezili-10 emva koko.
Emva koko i-MSA yakho iya kuhlawulela ukutshintshwa kwakho. Nguye obeka imali kwaye ayihlawule ngokuthe ngqo kwinkonzo yokubuyisela.
Nangona kunjalo, ungaqesha indawo yakho ngokwakho, isibonelelo siya kulingana nomvuzo kunye neentlawulo zezentlalo zomqeshwa ngaphakathi komda obekwe sisivumelwano.
