Ilungu lilungu nje lesivumelwano se-inshorensi okanye isivumelwano sebhanki, umrhumi ochaphazelekayo unesabelo kwinkampani. Ngokuqinisekileyo, ilungu kufuneka lirhume kwi-inshurensi okanye kwibhanki ehlangeneyo okanye nakwiziko lemali elihlangeneyo. Ke ngoko, umntu obambeleyo uya kuba okanye afumane into ebizwa ngokuba yi inombolo yelungu ! Yintoni leyo ? Ungayifumana phi? Iimpendulo!
Ithini inombolo yelungu kwaye ndingayifumana phi?
Njengoko kuchaziwe ekuqaleni, ilungu, ngulowo ubambelela kwisivumelwano se-inshorensi okanye oko kubizwa ngokuba yikontraka yebhanki yentsebenziswano okanye yebhanki yentsebenziswano. Iibhanki ezihlangeneyo ekuthethwa ngazo ziqhelekile:
- la ICASDEN I-Banque Populaire, ekwagqalwa njengenye yeebhanki zentsebenziswano ezilungileyo eFransi;
- les iibhanki zesizwe zeCredit Agricole ;
- le Ukuthenga ngetyala ;
- la French mutual bank BFM;
- iqela BPCE equka ibhanki yokonga;
- la entsha.
Uya kuba uqonde kakuhle, kuba ukuba lilungu, konke okufuneka ukwenze kukubhalisa kwibhanki yentsebenziswano, kuphela kule meko ikhethekileyo ukuba ulilungu. Ilungu alikho umthengi kuphela, kodwa likwangumnini-ndawonye wokusekwa.
Ngoku for fumanisa ukuba iphi inombolo yakho yelungu, jonga nje la maxwebhu alandelayo:
- isitika semoto okanye ikhadi eliluhlaza;
- isaziso sokuphelelwa lixesha;
- izatifikethi ze-inshurensi;
- kwisicelo sakho sobulungu bezempilo;
- kwindawo yakho yobuqu ye-intanethi.
Kubalulekile ukugxininisa ukuba fumana inombolo yakho yelungu, kuxhomekeke kwibhanki edibeneyo okanye yentsebenziswano oyikhethileyo.
Kutheni ube lilungu lebhanki yakho?
Kufuneka kuthiwe ube lilungu lebhanki yakho ineengenelo ezininzi! Ngokuba lilungu, ungaphezulu nje komthengi. Okokuqala, unezabelo, ewe, konke kuxhomekeke ekubeni utyale kangakanani na.
Nceda uqaphele ukuba izabelo ozifumene kwibhanki yakho ukuba lilungu ayinanto yakwenza nobutyebi obufunyenweyo ekugqibeleni, kuba ixabiso lezabelo alitshintshi ngokwemarike. Kwelinye icala, njengelungu, uyaxhamla koku:
- isakhelo serhafu enenzuzo, nto leyo ethetha nje ukuba ukhululwe kwiirhafu ezininzi;
- lonke ulwazi oluphambili malunga nenkqubela kunye nenkqubela phambili yeentshukumo zebhanki zexesha elizayo;
- ukufikelela ngokuthe ngqo kuyo yonke into enxulumene nokusebenza kwebhanki, iiprojekthi ezixhaswa ngemali, ulawulo lweemali, njl. ;
- Ukuthatha inxaxheba kwiintlanganiso jikelele zebhanki yakho kwaye ke wenze ilizwi lakho livakale. Yonke into yenziwa ngeevoti kwaye apho unako ukungenisa iiprojekthi kunye neengcebiso;
- amaxabiso akhethwayo kwiimveliso ezahlukeneyo, ngaphezu koko, uya kuba nethuba lokuzuza ekuncitshisweni okuninzi kwimirhumo kwizenzo ezithile.
Ngokuba lilungu Embindini webhanki yakho, iyafana nezibonelelo ezikhethekileyo neziluncedo!
Unokufumana phi inombolo yelungu ngokweentlobo zeebhanki ezihlangeneyo?
E-Macif, kulula kakhulu fumana inombolo yakho yobulungu. Enyanisweni, inokufumaneka kwi:
- kwisincamathelisi sesithuthi sakho;
- isaziso sakho sokuphelelwa lixesha;
- iimeko zakho ezithile;
- isicelo sakho sobulungu bezempilo.
Ngaphezu koko, ukuba ufuna ukuqhagamshela kwindawo yomthengi wakho, umzekelo, kwi-MAIF, ilula, kufuneka uchwetheze igama lakho lomsebenzisi (idilesi ye-imeyile umzekelo) okanye inombolo yelungu enamanani asi-7 kunye nonobumba omnye. Inombolo yakho yobulungu be-MAIF inokufumaneka kwisaziso sakho sokuphelelwa okanye ikhadi lakho eliluhlaza.
Ekugqibeleni, kufuneka ukwazi okongokuba lilungu, awudingi ukwenza indawo yakho yobuqu, kufuneka ufake igama lakho lomsebenzisi kunye negama lokugqitha. Ukuba ulahlekile okanye uyilibele igama eliyimfihlo, vele ucofe ku-“forgotten password” kwaye ugqibile!
Ngoku uyazi ukuba wenze njani fumana inombolo yakho yelungu, nokuba unekhredithi efanayo, iCaisse d'Epargne okanye iCASDEN.
