Umqeshwa ufumana imbuyekezo ngomsebenzi wakhe okanye inkonzo, umvuzo. Lo ngumvuzo uwonke. Kuya kufuneka ahlawule iminikelo eya kutsalwa ngokuthe ngqo emvuzweni wakhe. Imali aya kuyifumana ngokwenene ngumvuzo oseleyo.
Koko kukuthi : Umvuzo opheleleyo iminikelo encinci = umvuzo oseleyo.
Ukuchaneka ngakumbi, nantsi indlela uwonke umvuzo obalwa ngayo:
Umvuzo uwonke linani leeyure ezisetyenziweyo liphindaphindwe ngereyithi yeyure. Kufuneka wongeze naliphi na ixesha elongezelelekileyo, iibhonasi okanye iikomishini ezibekwe ngokukhululekileyo ngumqeshi.
Iminikelo
Imirhumo yabasebenzi lutsalo olwenziwe emvuzweni kwaye oluya kwenza kube lula ukuxhasa ngezimali izibonelelo zentlalo:
- kwemisebenzi
- Umhlalaphantsi
- Umhlalaphantsi wokuncedisana
- I-inshurensi yezempilo, yokubeleka kunye nokufa
- Izibonelelo zosapho
- Ingozi yomsebenzi
- I-Inshurensi yomhlalaphantsi
- Igalelo loqeqesho
- Ukhuseleko lwezempilo
- Ezezindlu
- Ubuhlwempu
Umsebenzi ngamnye uhlawula le minikelo: umsebenzi, umsebenzi okanye umphathi. Ngokudibanisa, bamele malunga nama-23 ukuya kuma-25% omvuzo. Inkampani ikwahlawula kwala minikelo inye kwicala layo, sisabelo somqeshi. Igalelo lomqeshi lihlawulwe zizo zonke iinkampani nokuba yimizi-mveliso, yezobugcisa, yezolimo okanye yenkululeko. Umqeshi uhlawula ezi zabelo zi-2 kwi-USSAF.
Le ndlela yokubala iyasebenza nakubasebenzi bethutyana. Baya kuhlawula iminikelo efanayo, kodwa ngokomlinganiselo weeyure zabo zokusebenza.
Njengoko ubona, olu balo lunzima kakhulu, kuba luya kuxhomekeka kuhlobo lwenkampani oqeshwe kuyo kunye nesimo sakho.
umvuzo wonke
Intsalela yomvuzo imele umvuzo othe waxhuzulwa kwimirhumo. Emva koko, kuya kufuneka utsale irhafu yengeniso kwakhona. Eyona mali ichanekileyo oza kuhlawulwa yona ibizwa ngokuba ngumvuzo oseleyo oza kuhlawulwa.
Isishwankathelo, i-gross salary ngumvuzo phambi kwerhafu kwaye umvuzo oseleyo ngulowo ufunyanwa nje ukuba zonke iintlawulo zithatyathwe.
Inkonzo yoluntu
Igalelo labasebenzi bakarhulumente lisezantsi kakhulu. Bamele malunga ne-15% yomvuzo opheleleyo (endaweni yama-23 ukuya kuma-25% kwicandelo labucala).
Kwaye kubafundi?
Umvuzo womfundi wahlukile kulowo womsebenzi. Ewe, ufumana umvuzo ngokweminyaka yakhe kunye nobukhulu bakhe kwinkampani. Ufumana ipesenti yeSMIC.
Abantu abatsha abangaphantsi kweminyaka engama-26 nabakwikhontrakthi yokufunda abasayi kuhlawula mnikelo. Umvuzo opheleleyo uya kulingana nomvuzo oseleyo.
Ukuba umvuzo uwonke womfundi ofunda umsebenzi ungaphezulu kwe-79% ye-SMIC, igalelo liya kuhlawulwa kuphela kwicandelo elingaphezu kwe-79%.
Ngeemvumelwano ze-internship
Ulutsha oluninzi luqeshwe kwii-internship kwaye abavuzwa ngomvuzo, kodwa ngento ebizwa ngokuba yi-internship gratuity. Oku kukwakhululiwe kwiminikelo ukuba ayidluli kwi-Social Security deductible. Ngaphaya koko, uya kuhlawula iminikelo ethile.
Masingabalibali abadla umhlala-phantsi bethu
Sikwathetha nge pension ye pension kunye net pension yabantu abadla umhlala phantsi kuba nabo banegalelo kwaye baxhomekeke kwezi zilandelayo zokhuseleko loluntu:
- I-CSG (iGalelo leNtlalo ngokubanzi)
- I-CRDS (iGalelo lokuBuyiselwa kweTyala loLuntu)
- I-CASA (iGalelo eloNgezelelweyo lokuManyano lokuZimela)
Oku kumele malunga ne-10% ngokuxhomekeke kumsebenzi obunawo: umsebenzi, umsebenzi okanye umphathi.
Isambuku somhlalaphantsi kuthatyathwe imirhumo iba yintsalela yomhlalaphantsi. Le yeyona mali uya kuyiqokelela kwiakhawunti yakho yebhanki.
Umvuzo opheleleyo kunye nentsalela yabaphathi
Xa unesimo solawulo, isixa seminikelo siphezulu kunomsebenzi okanye umsebenzi. Kuyimfuneko ngokwenene ukongeza ezi ngcamango zimbalwa:
- Ipesenti exhuzulwayo kwipenshini ingaphezulu
- Igalelo kwi-APEC (uMbutho wokuQeshwa kwabaLawuli)
- Igalelo leCET (iGalelo eliKhethekileyo neleThutyana)
Ke, kubaphathi, umahluko phakathi komvuzo opheleleyo kunye nomvuzo oshiyekileyo uphezulu kunabanye abasebenzi abanesinye isimo.
Le theyibhile incinci, icace kakhulu icacisa kuwe ngamanani ambalwa kwaye ngendlela ebambekayo umahluko phakathi komvuzo othe kratya kunye nomvuzo oshiyekileyo weendidi ezahlukeneyo zobuchwephesha. Kuya kuba luncedo ukuqonda ngcono:
| isigaba | Iindleko zomvuzo | Umvuzo wenyanga uwonke | Umvuzo wenyanga oseleyo |
| Isakhelo | 25% | €1 | €1 |
| Ayinasigqeba solawulo | 23% | €1 | €1 |
| Inkululeko | 27% | €1 | €1 |
| IiNkonzo zikaRhulumente | 15% | €1 | €1 |
