Sezadlula izinsuku lapho amakhasimende ebhange evele afake imali yawo noma abolekise.. Namuhla, nje ukuthenga amasheya ebhange, kungenzeka ukuba yingxenye yabathatha izinqumo kulokhu.

Ngakolunye uhlangothi, akulona nje noma yiliphi ibhange elinikeza lokhu kungenzeka kumakhasimende alo, lingaphezu kwawo wonke amabhange ahlangene, njenge-Banque Populaire, lapho ungasuka khona usuka ekhasimendeni elilula uye ekubeni yilungu. Sizobona, kulesi sihloko, ukuthi kwenziwa kanjani ube yilungu futhi ngaphezu kwakho konke, yiziphi izinzuzo zokwenza kanjalo!

Ilungu, ikhasimende elingenalo elinye!

Ilungu umane nje uyikhasimende elibhalisela inkontileka yasebhange elinamasheya ebhange lalo. Ngokuvamile ngamabhange ahlangene anikeza amakhasimende awo babe amalungu, futhi lokhu, ngokuthenga amasheya abo.

Ilungu futhi angaba yilungu uma efaka isandla enkontilekeni yobulungu nelinye lamabhange amaningi asebenzisanayo atholakala eFrance. Ukuthenga amasheya kanye ube yilungu lebhange, kufanele, ngaphezu kwakho konke, ube umuntu wemvelo noma osemthethweni ukuze ukwazi ukubamba iqhaza kumavoti nasekuthathweni kwezinqumo.

Ngakolunye uhlangothi, akungenxa yokuthi ilungu linamasheya amaningana okwenza libaluleke kakhulu ekuthatheni izinqumo. Ngelungu ngalinye, yivoti elilodwa, alisekho. Lesi simo sadalelwa ukuvumela amakhasimende asebhange ukuthi akwazi ukusiphatha, ukusihlela noma ngisho nokusihlela ndawonye, ​​ngokuvumelana nesivumelwano. Ngokushintshana, ilungu ngalinye lizothola iholo unyaka ngamunye futhi lizohlomula ezinhlelweni ezithile ezinhlelweni kanye imikhiqizo ehlinzekwa yibhange.

Kungani ube yilungu le-Banque Populaire?

Ukuba yilungu kusho, ngaphezu kwakho konke, ukwazi ukuxhasa ngezimali umnotho wendawo kanye nesifunda, kodwa futhi ukwazi ukubamba iqhaza kakhulu ezinqumweni zebhange lakho. Yiba ilungu e-Banque Populaire inezinzuzo ezimbalwa:

  • ngokuba yilungu, uba umnikazi webhange, nawo wonke amanye amalungu. Ngaphezu kwalokho, i-Banque Populaire ayinabo abanikazi bamasheya, okusho ukuthi ayinamasheya emakethe yamasheya;
  • amasheya athengiwe angavumela ibhange ukuthi lixhase ngezimali amaphrojekthi amaningi futhi ngaleyo ndlela lithuthukise umnotho wendawo;
  • imali efakiwe ingasetshenziselwa ukuxhasa ngezimali amaphrojekthi ahlukahlukene endaweni. Lokhu kubizwa ngokuthi i-short circuit of money, lapho yonke imali eqoqwayo isetshenziselwa ukuxhasa ngezimali amaphrojekthi endaweni;
  • amalungu anemihlangano yawo futhi angavota ukuze akhethe abazobamele bangomuso. Bangaphinde bakhulume ngezinqumo ezenziwe abaphathi futhi bababuze imibuzo;
  • ngokuzibophezela kwamalungu, ibhange lizokwazi ukuzenzela ngokukhululeka esifundeni futhi ngaleyo ndlela ligcine imisebenzi ezindaweni ezithile zasemakhaya. Kuyindlela efana nanoma iyiphi enye yokwazisa abahlinzeki besifunda sakho, ukuqasha endaweni futhi ungathuthi umsebenzi wakho;
  • ube yilungu, kusho futhi ukuvumela ibhange lakho ukuthi lizibandakanye nezinhlangano ezinobudlelwano nezamabhizinisi, imfundo noma isiko. Lezi zinhlangano zizokwazi ukuthola uxhaso.

Ekuphetheni, iBhange Labantu ivumela amalungu ayo ukuthi abe wusizo emphakathini njengasebhange ngokwalo.

Ungaba kanjani yilungu lebhange?

Iba yilungu lebhange kulula kakhulu kunalokho ucabanga. Ngokusobala, kufanele ube yikhasimende lebhange olithandayo futhi uthenge amasheya ebhange. Kufanele ube nesheya elilodwa noma ngaphezulu elinenani elingu-1,50 kuya ku-450 euros.

Kodwa isikhathi esiningi, amasheya ebhange abiza, ngokwesilinganiso, ama-euro angama-20, awasekho! Njengomthetho ojwayelekile, awukwazi ukubhalisela inombolo engenamkhawulo yamayunithi. Ngokusho kwezikhungo zamabhange, i umkhawulo wamasheya ongawathenga ingahluka phakathi kwama-euro angama-200 no-100. Mayelana ne-Banque Populaire, yilapho ibhange linikezwa khona imali ebolekiwe lapho ibhange lizobhalisa amasheya namakhasimende alo ukuze livune wona.

Ibhange Labantu futhi inikeza amakhasimende ayo ithuba lokukhetha inani lamasheya afuna ukuwathenga. Kufanele nje uye egatsheni lakho noma igatsha lesifunda lebhange lakho.

Kubalulekile ukucacisa ukuthi noma ubani angakwazi ube yilungu lebhange. Ngisho isenzo esikhuthazwayo, ngoba, ngaphezu kwakho konke, isenzo sokulwa futhi sivumela izinqumo ezibalulekile ukuthi zenziwe ebhange lomuntu.