Uma uyisisebenzi sikahulumeni, khona-ke ngokuqinisekile uyazi elinye lamabhange angcono kakhulu, i-CASDEN, eyingxenye ye-Banque Populaire. Leli bhange lenzelwe izikhulu zikahulumeni kuphela! NgeCASDEN futhi njengesisebenzi sikahulumeni, unethuba loku ube yilungu. Isebenza kanjani? Yiziphi izinzuzo zalo lonke ibhange lomfelandawonye wezisebenzi zikahulumeni? Yilokhu esiphakamisa ukukuvezela kona ngesihloko sosuku!
Iyini i-CASDEN futhi iqondene nobani?
Kufanele wazi ukuthi ekuqaleni iCASDEN (Caisse d'Aide Sociale de l'Education National) yadalwa ngoprofesa (othisha) ngo-1951, ingeyabo bonke. amabhange adumile aseFrance, kodwa naseqenjini le-BPCE.
namuhla I-CASDEN akulona nje ibhange elizimele, kodwa futhi lisebenzisana ne-Banque Populaire, okusho ukuthi njengesikhulu sikahulumeni futhi uma joyina iCASDEN, uba yilungu ngokuzenzakalelayo futhi ngenxa yalokho ube nethuba lokuzuza ezinzuzweni ezimbalwa!
Ngokuvamile, iAmalungu eCASDEN ukusebenza emkhakheni kahulumeni noma isevisi, njengalokhu:
- uMnyango Wezemfundo Kazwelonke;
- izikhungo zemfundo zomphakathi;
- izinhlangano zemfundo;
- abasebenzi bakahulumeni abaxhumene ne-Banque Populaire;
- izikhulu ezibhedlela.
I-CASDEN isekelwe ngokusekelwe kumagugu, okuthiwa ajwayelekile kubo bonke abasebenzi bakahulumeni, kuhilela izidingo nokulindelwe yiwo wonke amalungu futhi azibophezele ukuhlangabezana nazo. Amanani ayo empeleni asekelwe kulokhu:
- ubumbano: I-CASDEN ikhuthaza amalungu ayo ukuba onge imali ngaphezu kwakho konke, umgomo uwukuwenza akwazi ukuxhasa ngezimali amaphrojekthi ngezinga elingcono kakhulu;
- ukulingana: lokhu kubandakanya ukuthi ukonga kwenziwa ngokwejubane lomuntu ngamunye;
- ukwethembana: I-CASDEN ayidingi ukuthi amalungu ayo anikeze isiqinisekiso semalimboleko;
- umuzwa wenkonzo yendawo;
- kanye nomoya wokubambisana.
Akuyona ize ukuthi i-CASDEN ibhekwa njengenye ye amabhange angcono kakhulu ezisebenzi zikahulumeni namalungu.
Ungaba kanjani ilungu leCASDEN?
To ukuze ujoyine iCASDEN, akukho lula ! Udinga nje ukunikeza amadokhumenti alandelayo asekelayo:
- umazisi wakho;
- i-payslip yakho yokugcina;
- isitifiketi sokuhlala ngaphansi kwezinyanga ezi-3.
Njengoba uzobona, kululajoyina iCASDEN futhi kusukela osukwini lokuqala, uzojabulela izinsiza eziningi ezizuzisa kakhulu ezivela ku-CASDEN Banque Populaire. Kunjalo, kuzodingeka uye egatsheni le-Banque Populaire esifundeni sakho noma uhlale unenketho yokuya kuzithunywa zomnyango wakho we-CASDEN.
Yazi futhi lokho I-CASDEN ixhumene ne-L'ESPPER, okuyinhlangano yozakwethu wezomnotho wezenhlalakahle wesikole se-republic. Ngakho, amalungu aba ngamalungu noma kunalokho abanikazi abagcwele be-CASDEN. Amalungu eCASDEN nawo anezwi lawo emihlanganweni emikhulu.
Izinzuzo zokuba yilungu le-CASDEN
Njengelungu leCASDEN, lesi sakamuva sikunikeza izinzuzo eziningi, ikakhulukazi esikhathini eside. Isekelwe ekongeni, kungenxa yokonga kwakho ukuthi ungakwazi ukukhokhela amaphrojekthi akho kalula!
Ngokulondoloza imali nangejubane lakho, uzo:
- ukuqoqa amaphuzu e-CASDEN, lawa maphuzu adumile azofaka isandla ekwehliseni ngempumelelo nangokweqile izinga lemalimboleko yakho;
- ukuba yilungu le-CASDEN kanye neklayenti le-Banque Populaire, elimele izinzuzo eziningi, ikakhulukazi isevisi yendawo, okungukuthi uzokwenza ukuthengiselana okuningana kwikhawunta eyodwa neyingqayizivele, ibhange le-CASDEN kanye ne-Banque Popular;
- sebenzisa isiqinisekiso se-CASDEN uma kwenzeka uvumelene nokubolekwa imali ku-Banque Populaire.
ngabe ukuzwisisile, njengelungu leCASDEN, uma wonga kakhulu, izinga lakho lokuboleka lihlala lincipha. Qaphela futhi ukuthi amaphuzu aqoqiwe azobalwa inyanga ngayinye.
Ekugcineni, kufanele ukwazi lokho Umshwalense we-CASDE kubiza kakhulu kunenkontileka yeqembu ebhange lendabuko, kungcono, kulokhu, ukubhalisa ngokuqondile ekufeni kwe-CASDEN, ukumiswa komsebenzi kanye nomshwalense wokukhubazeka.
