Idan kai ma'aikacin gwamnati ne, to tabbas kun san ɗayan mafi kyawun bankuna, CASDEN, wanda ke cikin Banque Populaire. Wannan banki an yi shi ne don jami'an gwamnati kawai! Tare da CASDEN kuma a matsayin ma'aikacin gwamnati, kuna da yuwuwar zama memba. Ta yaya yake aiki? Menene fa'idodin bankin haɗin gwiwar sabis na jama'a? Wannan shine abin da muke ba da shawara don bayyana muku ta labarin ranar!
Menene CASDEN kuma don wa?
Ya kamata ku sani cewa asalin CASDEN (Caisse d'Aide Sociale de l'Education National) farfesa (malamai) ne suka kirkira a 1951, na kowa ne. manyan bankunan Faransa, amma kuma ga kungiyar BPCE.
yau CASDEN ba kawai banki ba ne kawai, amma har ma abokin tarayya tare da Banque Populaire, wanda ke nufin cewa a matsayin jami'in gwamnati kuma idan kun shiga CASDEN, za ku zama memba ta atomatik don haka kuna da damar amfana daga fa'idodi da yawa!
Gabaɗaya, damembobin CASDEN aiki a cikin jama'a ko sabis, kamar:
- ma'aikatar ilimi ta kasa;
- cibiyoyin ilimi na jama'a;
- ƙungiyoyin ilimi;
- ma'aikatan gwamnati da ke da alaƙa da Banque Populaire;
- jami'ai a asibitoci.
CASDEN ya dogara bisa dabi'u, wanda aka ce ya zama gama gari ga duk ma'aikatan gwamnati, ya ƙunshi buƙatu da tsammanin dukkan membobin da kuma ɗaukar nauyin biyan su. Ƙimarta ta dogara ne akan:
- hadin kai: CASDEN tana ƙarfafa membobinta don adana kuɗi sama da duka, makasudin shine a ba su damar ba da gudummawar ayyukan a mafi kyawun ƙimar;
- ãdalci: wannan ya haɗa da cewa ana yin tanadi ne gwargwadon takin kowane mutum;
- amincewa: CASDEN baya buƙatar membobinta su ba da garantin lamuni;
- ma'anar sabis na gida;
- da ruhin hadin kai.
Ba don komai ba ne CASDEN ake ɗaukar ɗaya daga cikin mafi kyawun bankuna ga ma'aikatan gwamnati da membobin.
Yadda ake zama memba na CASDEN?
Zuwa don shiga CASDEN, babu abin da ya fi sauƙi ! Kuna buƙatar kawai samar da takaddun tallafi masu zuwa:
- takardar shaidar ku;
- takardar kuɗin ku na ƙarshe;
- takardar shaidar zama kasa da watanni 3.
Kamar yadda za ku lura, yana da sauƙi donshiga cikin CASDEN kuma daga ranar farko, zaku ji daɗin sabis masu fa'ida da yawa daga CASDEN Banque Populaire. Tabbas, dole ne ku je reshen Banque Populaire a yankinku ko kuma koyaushe kuna da zaɓi na zuwa wakilan sashen ku na CASDEN.
Ku kuma san cewa CASDEN yana da alaƙa da L'ESPPER, wanda shine ƙungiyar abokan hulɗar tattalin arziki na makarantar jamhuriyar. Don haka, membobin sun zama mambobi ko kuma cikakkun masu mallakar CASDEN. 'Yan CASDEN suma suna da ra'ayinsu a babban taro.
Amfanin zama memba na CASDEN
A matsayin memba na CASDEN, na ƙarshe yana ba ku fa'idodi da yawa, musamman a cikin dogon lokaci. Yana dogara ne akan tanadi, daidai godiya ga tanadin ku wanda zaku iya ba da kuɗin ayyukan ku cikin sauƙi!
Ta hanyar adana kuɗi da kuma takin ku, zaku:
- tattara maki CASDEN, waɗannan mashahuran wuraren za su ba da gudummawa sosai don rage yawan lamunin ku;
- kasancewa memba na CASDEN da abokin ciniki na Banque Populaire, wanda ke wakiltar fa'idodi da yawa, musamman sabis na gida, watau za ku aiwatar da ma'amaloli da yawa a cikin ma'auni guda ɗaya da na musamman, bankin CASDEN da Banque Popular;
- Yi amfani da garantin CASDEN idan kun amince da lamuni daga Banque Populaire.
Da kun fahimta, a matsayin memba na CASDEN, da yawan ka tanadi, yawan kuɗin rance yana raguwa koyaushe. Har ila yau lura cewa za a ƙididdige abubuwan da aka tara kowane wata.
A ƙarshe, ya kamata ku san cewa CASDEN inshora ba shi da tsada sosai fiye da kwangilar rukuni a cikin banki na gargajiya, yana da kyau, a wannan yanayin, don biyan kuɗi kai tsaye zuwa mutuwar CASDEN, dakatarwar aiki da inshorar nakasa.
