Mukakhazikika ku France, kutsegula akaunti yakubanki nthawi zambiri kumakhala gawo lofunikira. Sizingatheke kukhala popanda izi: ndikofunikira kulandira ndalama, kuchotsa kapena kulipira malonda ndi mautumiki ... Nawa malingaliro otsegula akaunti ya banki ku France ndikusankha banki.
French bank for foreigners
Kaya mukupita ku France kukaphunzira kapena kugwira ntchito, kutsegula akaunti ya banki n'kofunika. Masitepe amatha kutenga nthawi, koma ndi othandiza kwambiri kwa omwe akufuna kukhala kwa miyezi ingapo kapena zaka pa nthaka ya France.
Alendo akukhala ku France ayenera kutsegula akaunti ya banki. Ambiri amasankha kupita ku banki yachilendo chifukwa cha ndalama zochepa. Inde, kusunga akaunti yanu kutsegulidwa m'dziko lanu kungakhale chisankho chopanda malire komanso chosasangalatsa.
Kutalika kwa kukhala ku France ndikofunikira pa kusankha ndi banki. Anthu osauka sadzasamukira ku mabanki kapena phindu ngati apanga kukhala osachepera chaka chimodzi ku France.
Makhalidwe otsegula akaunti mu banki ya France
Ofuna kutsegula akaunti ya banki monga anthu akunja adzafunikanso kupereka ID yachithunzi. Izi zikhoza kukhala pasipoti. Malemba ena omwe amatsimikizira kuti wodandaulayo angadziwe angapemphedwe. Izi zimachitika makamaka pamene achikulire sangathe kapena sangapite ku bungwe (mwachitsanzo mabanki, mwachitsanzo). Munthuyo ayenera kukhala wamkulu komanso sayenera kuletsedwa.
Umboni (wotsimikizira kuti adilesi yakukhala ku France) udzafunikanso. Zolemba zina zotsimikizira momwe amakhalira azachuma monga contract yantchito kapena umboni wa ndalama zitha kuyembekezereka. Mabanki aku France samapereka chilolezo cholemba maakaunti kubanki.
Tsegulani akaunti ya banki kwa zoposa chaka chimodzi
Mabanki akhoza lero kukhala achikhalidwe ndipo motero thupi, kapena kupindulidwa mokwanira monga momwe mabanki amachitira pa Intaneti. Zopereka zawo ndizosiyana ndipo nthawi zonse ziyenera kuyerekezedwa.
Mabanki achibadwidwe achi French
Kwa anthu akunja, zosavuta nthawi zambiri zimapempha malangizo a bizinesi ya chi French, makamaka ngati sizikugwirizana ndi mabanki a pa intaneti. Anthu amene akufuna kutsegula akaunti ya banki ayenera kukhala ku France, osati kungokhala komweko kwa zokopa alendo.
Mabanki akuluakulu kugwira ntchito mu France Societe Generale, BNP Paribas, Mawu Agricole, Mawu Mutuel kapena HSBC ndi mabanki zonse zimene apempha ochokera m'mayiko akunja. Mfundo yeniyeni yopita ku bungwe lokhala ndi khadi la ID komanso umboni wa chidziwitso ndi ndalama zingakhale zokwanira kutsegula akaunti ya banki.
Mabanki pa Intaneti
Chimene mukufunikira kudziwa pa mabanki a pa Intaneti ndikuti nthawi zambiri amafuna kuti olembetsa akhale ndi akaunti ya banki kuchokera ku banki ya ku France. Izi zimawathandiza kuti azindikire omwe ali ndi mwiniwakeyo ndi kudziteteza okha ku chinyengo. Munthu aliyense amene akufuna kutsegula akaunti ya banki ku France ayenera kuti wakhala kale ku banki ya ku France. Ngati kasitomala alibe akaunti, ayenera kuyamba ku banki yaku French kuti atsegule choyamba. Adzakhala omasuka kuika banki pa Intaneti kusintha.
Alendo omwe akukhala ku France kuti azigwira ntchito kapena kupitiliza maphunziro awo amatha kupita ku mabanki a ku France pa intaneti. Iwo ndi abwino kwa anthu akunja chifukwa ndi otsika mtengo. Ambiri a iwo amapereka zopereka zaulere ndikuvomereza makasitomala a mayiko onse malinga ngati angathe kuwonetsera kulamulira kwawo ku France.
Mabanki apaintaneti nthawi zambiri amakhala ndi zovuta zochepa, ngakhale zina zimakhala zovuta kwambiri kuposa ena. Nthawi zambiri, olembetsa amafunika kukhala azaka zovomerezeka, amakhala ku France ndikukhala ndi zikalata zofunikira (chizindikiritso, malo okhala ndi ndalama). Mabanki apaintaneti ndi awa: Fortuneo, ING Direct, Monabanq, BforBank, Hello Bank, Axa Banque, Boursorama…
Tsegulani akaunti ya banki zosachepera chaka chimodzi
Izi nthawi zambiri zimakhudza ophunzira ndi ophunzira Erasmus omwe amabwera ku France kwa miyezi ingapo chabe. Chifukwa chake mafuko akunjawa akufunafuna banki ya ku France kuti atsegule akaunti ndikusunga ndalama zabanki (kupeŵa makalata ochokera kumayiko akunja). Inde, kwa ophunzira awa, makompyuta a malipiro ndi kubwereka ndi okwera kwambiri moti amafunika kutsegula akaunti ya banki yomwe ikukhala ku France.
Mabanki a pa Intaneti samapereka njira yothetsera vutoli kwa anthu awa. Mabanki akale amakhalabe njira zabwino zothetsera akaunti ya banki pamene kutalika kwakhala kosakwana chaka chimodzi.
Tsegulani akaunti ya banki ku France pamene mukukhala kunja
Alendo omwe sakhala ku France angafunike kutenga akaunti ya banki ku France. Mabanki a pa Intaneti sapereka mtundu umenewu. Mabanki ambiri a ku France amakana kutsegula ma akaunti awa. Zosintha zongokhalapo.
Choyamba ndikutembenukira ku banki yachikhalidwe ya akunja. Ena amavomereza makasitomala omwe sakhala ku France. Pa intaneti, m'modzi yekha ndi amene amalola ndipo ndi HSBC. Akhozanso kupita ku nthambi kukalumikizana ndi Société Générale kapena BNP Paribas. Caisse d'Épargne ndi Crédit Mutuel amathanso kuyandikira.
Pomaliza, yankho lomaliza likupezeka kwa akunja: ndi banki ya N26. Ndi banki yaku Germany yomwe imafikira mayiko angapo. Kuti mulembetse, muyenera kukhala m'maiko otsatirawa: France, Germany, Ireland, Austria, Spain, Italy, Belgium, Portugal, Finland, Netherlands, Latvia, Luxembourg, Lithuania, Slovenia, Slovakia, Estonia ndi Greece . Ngati ndi nthiti ya ku Germany, lamulo loyenera la tsankho ku banki ku Europe limakakamiza mabungwe aku France kuti avomereze. Njira iyi itha kukhala yosangalatsa m'malo ambiri.
Kutsiriza
Kutsegula akaunti ya banki ku France kungaoneke kovuta. Komabe, chizolowezichi chimakhala chosavuta zaka zambiri, makamaka kwa alendo. Mabanki a ku France akuyenera kudziwa makasitomala awo. Akuyesa kuwapatsa njira zophweka zotsegula akaunti yawo yachilendo.
