Kodi mukukonzekera kupeza nyumba yayikulu kapena yachiwiri m'miyezi kapena zaka zikubwerazi? Kodi mukufuna kuyika ndalama mu mapulani anyumba yobwereka kuti muwonjezere ndalama zanu? Ndithudi mudamva za mfundo ya mphamvu zogulira malo. Zowonadi, zomalizazi zidzakhudza kwambiri polojekiti yanu ndi ntchito mtundu wa katundu zomwe mudzapeza.

Pamenepa, kodi mphamvu zogulira malo ndi chiyani kwenikweni? Kodi kuwerengera izo? Kodi kusintha izo? M'nkhaniyi, tikufotokoza zonse zomwe muyenera kudziwa zokhudza mphamvu zogulira malo.

Zomwe muyenera kudziwa zokhudza mphamvu zogulira malo!

Mphamvu zogulira malo zimayimiridwa ndi kuchuluka kwa m² komwe mungapeze, ndi data yosinthika yomwe imasintha malinga ndi zinthu zingapo zofunika. Mphamvu zogulira zakumana ndi kukwera kwamitengo m'zaka zaposachedwa. Ndi kuwonjezeka kwa mtengo uku, aku France akukakamizika kugula nyumba zopanda malo. Mukakumana ndi vutoli, ndikofunikira kupeza njira yothanirana ndi vutoli onjezerani mphamvu zogulira malo.

Kodi ndi zinthu ziti zomwe zimagwiritsidwa ntchito powerengera mphamvu zogulira malo?

chifukwa kuyeza mphamvu zogulira malo m'nyumba, ndikofunikira kuganizira za kubwereka kwake (kubwereka) ndi mtengo wamalo ndi malo owerengeredwa pa m² m'dera linalake. Zinthu zomwe zimaganiziridwa poyezera mphamvu zobwereketsa malo zalembedwa pamndandanda wotsatirawu:

  • chiwerengero cha obwereka (kubwereka yekha kapena awiriawiri zimakhudza mawerengedwe, makamaka ngati muli ndi cumulative ndalama chochitika kubwereka awiriawiri);
  • ndalama zapakhomo zomwe muli malipiro, mabonasi, penshoni zopuma pantchito, ndi zina. ;
  • ndalama zowonjezera za m'nyumba momwe muli alimony, ndalama zobwereketsa zomwe zimaperekedwa ngati ndalama zobwereketsa, ndi zina zotero. ;
  • ndalama zosiyanasiyana zapakhomo zomwe zimaphatikizapo malipiro a alimony, ngongole za ogula panopa ndi zina zanyumba, ndi zina zotero. ;

Kuti mumvetse bwino mphamvu yanu yogulira malo, ndikofunikira kudziwanso chiwongola dzanja cha ngongole, zomwe zimakhudza mtengo wonse wangongole. Zotsirizirazi zidzakhudzanso kuchuluka kwa malipiro apamwezi.

Chitsanzo cha kuwerengera mphamvu zogulira malo

chifukwa kuwerengera mphamvu zogulira malo, muyenera kupanga a kuyerekezera kwa ngongole zanyumba. Tiyerekeze kuti kubwereka kwanu ndi €250 mwachitsanzo ndipo mukufuna kugula malo ku Rennes, komwe mtengo wake pa m² ndi €000.

Ingowerengerani izi kuti mupeze kuchuluka kwa m² komwe mphamvu yanu yogulira malo imakulolani kuti mupeze: 250 / 000 = 4. Choncho, ndi bajeti yotereyi m'dera lino, mudzatha kugula malo a 093 sq.m.

Kodi mungawonjezere bwanji luso logula malo?

Mayankho angapo alipo kwa inu kuti akuloleni kuteroonjezerani mphamvu yanu yobwereka kapena kugula nyumba. Izi zimakupatsani mwayi wopatsa moyo wanu pulojekiti yogula nyumba mwachangu komanso mopanda malire:

  • kupeza a mtengo wangongole wabwino kwambiri : yesani kupeza chiwongola dzanja chosangalatsa kwambiri kapena kubwereka zambiri pamene mtengowo ukutsika kuti muwonjezere mphamvu zanu zogulira malo;
  • kulembetsa ku ngongole yothandizidwa: izi zimathandizanso kuchepetsa mtengo wangongole ndikukuthandizani kuti mugule zazikulu pobwereka zambiri;
  • kusankha inshuwaransi yoyenera yobwereka: izi zimakhudza mtengo wa ngongole ndipo mwachibadwa zimakhudza mphamvu yanu yobwereka ndi mphamvu zanu zogulira malo;
  • kukulitsa chopereka chaumwini: zimalimbikitsidwa kukhala ndi chopereka chapamwamba chaumwini. Yesani kuonjezera posunga kuti mubwereke zambiri;
  • kuonjezera nthawi yobwereketsa nyumba: kukhala ndi ndalama zochepa zobweza poyerekezera ndi ngongole pakanthawi kochepa;
  • kusankha kwa mzinda wotsika mtengo: kugula malo akuluakulu, muyenera kukhala okonzeka kuyenda makilomita angapo.

Pomaliza, ganiziraninso onjezerani gwero lanu la ndalama ngati kungatheke. Kukwera kwandalama kumayendera limodzi ndi zosankha zambiri pakugulitsa malo.