Membala ndi chabe membala wa mgwirizano wa inshuwaransi kapena mgwirizano wa banki, wolembetsa yemwe akufunsidwayo ali ndi gawo mu kampaniyo. Zachidziwikire, membalayo akuyenera kulembetsa ku inshuwaransi kapena banki yolumikizana kapena ngakhale bungwe lazachuma. Choncho, wotsatira adzakhala ndi kapena kupeza zomwe zimatchedwa membala nambala ! Chimenecho ndi chiyani ? Mungazipeze kuti? Mayankho!
Nambala ya membala ndi chiyani ndipo ndingayipeze kuti?
Monga tanenera poyamba paja, membala, ndi munthu amene amatsatira pangano la inshuwaransi kapena lotchedwa mgwirizano wa banki kapena mgwirizano wa banki. Mabanki omwe amafunsidwa nthawi zambiri ndi awa:
- la CASDEN Banque Populaire, yomwe imatengedwanso kuti ndi imodzi mwa mabanki abwino kwambiri ku France;
- les Mabanki a National Crédit Agricole ;
- le Ngongole imodzi ;
- la French mutual bank BFM;
- gululo BPCE zomwe zikuphatikizapo banki yosungira;
- la zatsopano.
Mudzamvetsa bwino, chifukwa kukhala membala, zomwe muyenera kuchita ndikulembetsa ku banki yothandizana nawo, ndi pokhapokha ngati ndinu membala. Membalayo sikuti ndi kasitomala, komanso mwiniwake wa kukhazikitsidwa.
Tsopano kwa Dziwani komwe nambala yanu ili, ingowonani zolemba zotsatirazi:
- chomata chagalimoto kapena khadi yobiriwira;
- chidziwitso cha kutha;
- ziphaso za inshuwaransi;
- pa pempho lanu la umembala waumoyo;
- pa malo anu apaintaneti.
Ndikofunika kutsindika kuti pezani membala wanu, zimatengera banki yogwirizana kapena yogwirizana yomwe mwasankha.
Chifukwa chiyani kukhala membala wa banki yanu?
Izo ziyenera kunenedwa zimenezo kukhala membala wa banki yanu ali ndi zabwino zambiri! Pokhala membala, simukhala kasitomala chabe. Choyamba, muli ndi magawo, inde, zonse zimatengera kuchuluka komwe mudayikapo.
Chonde dziwani kuti magawo omwe mudapeza kubanki yanu kukhala membala zilibe kanthu kochita ndi chuma chomwe chimapezedwa pamapeto pake, popeza mtengo wamasheya susintha malinga ndi msika. Kumbali ina, ngati membala, mumapindula ndi:
- ndondomeko yamisonkho yopindulitsa, zomwe zimangotanthauza kuti mwamasulidwa misonkho yambiri;
- mfundo zonse zazikulu za kupita patsogolo ndi kupita patsogolo kwa kayendetsedwe ka mabanki amtsogolo;
- mwayi wolunjika ku chilichonse chokhudzana ndi kayendetsedwe ka banki, ntchito zoperekedwa ndi ndalama, kasamalidwe ka ndalama, ndi zina zotero. ;
- kutenga nawo mbali pamisonkhano yayikulu ya banki yanu ndikupangitsa kuti mawu anu amveke. Chilichonse chimachitidwa kudzera m'mavoti komanso komwe muli ndi mwayi wopereka mapulojekiti ndi malingaliro;
- mitengo yosankhidwa pazinthu zosiyanasiyana, kuphatikiza apo, mudzakhala ndi mwayi wopindula ndi kuchepetsa ndalama zambiri pazochita zina.
Pokhala membala Pamtima pa banki yanu, ndizofanana ndi zopatsa mwayi komanso zopindulitsa!
Momwe mungapezere nambala ya membala molingana ndi mitundu ya mabanki ogwirizana?
Ku Macif, ndizosavuta pezani nambala yanu ya umembala. M'malo mwake, ikhoza kupezeka pa:
- pa chomata chagalimoto yanu;
- chidziwitso chanu cha kutha;
- zinthu zanu zenizeni;
- pempho lanu la umembala waumoyo.
Kuphatikiza apo, ngati mukufuna kulumikizana ndi makasitomala anu, mwachitsanzo, ku MAIF, ndizosavuta, muyenera kungolemba dzina lanu (mwachitsanzo, imelo adilesi) kapena membala nambala zomwe zimakhala ndi manambala 7 ndi chilembo chimodzi. Nambala yanu ya umembala wa MAIF ingapezeke pa chidziwitso chanu chakutha ntchito kapena khadi lanu lobiriwira.
Pomaliza, muyenera kudziwa zimenezopokhala membala, simukuyenera kupanga malo anu enieni, muyenera kungoyika dzina lanu lolowera ndi mawu achinsinsi. Ngati mwataya kapena kuyiwala mawu achinsinsi anu, ingodinani "password yoyiwalika" ndipo mwamaliza!
Tsopano mukudziwa momwe mungachitire pezani membala wanu, kaya muli ndi ngongole, Caisse d'Epargne kapena CASDEN.
