Nhengo ingori nhengo yekondirakiti yeinishuwarenzi kana chibvumirano chebhangi, munyoreri ari mubvunzo ane mugove mukambani. Ehe, nhengo yacho inofanirwa kunyorera inishuwarenzi kana mutual bank kana kunyange mutual zvemari institution. Naizvozvo, muteveri achawana kana kuwana izvo zvinonzi nhamba yenhengo ! Chii ichocho ? Ndokuiwanepi? Mhinduro!
Nhamba yenhengo chii uye ndingaiwanepi?
Sezvambotaurwa pakutanga, nhengo, ndiye anoomerera kuchibvumirano cheinishuwarenzi kana kuti chinonzi mutualist kana kuti chibvumirano chebhangi chokushandira pamwe. Iwo mutual banks ari mubvunzo anowanzo:
- la CASDEN Banque Populaire, iyo inoonekwawo seimwe yemabhangi akanakisa emubatanidzwa muFrance;
- más mabhanga enyika yeCredit Agricole ;
- le Mutual credit ;
- la French mutual bank BFM;
- boka BPCE iyo inosanganisira bhangi rekuchengetedza;
- la itsva.
Unenge wazvinzwisisa zvakanaka, nokuti kuva nhengo, zvese zvaunofanirwa kuita kunyorera kubhangi remubatanidzwa, ingori mune iyi chaiyo nyaya iwe uri nhengo. Nhengo haisi mutengi chete, asiwo muridzi-wekugadzwa.
Zvino for tsvaga kuti nhengo yako iripi, ingotarisa magwaro anotevera:
- sticker yemotokari kana green card;
- chiziviso chekupera;
- zvitupa zveinishuwarenzi;
- pachikumbiro chako chehutano hwehutano;
- panzvimbo yako yepamhepo yepamhepo.
Zvakakosha kusimbisa kuti nokuda tsvaga nhamba yako yenhengo, zvinoenderana nebhengi rekubatana kana rekushandira pamwe rawasarudza.
Sei uchive nhengo yebhangi rako?
Zvinofanira kutaurwa izvozvo iva nhengo yebhangi rako ine zvakawanda zvakanaka! Nekuva nhengo, hausi mutengi chete. Kutanga, iwe ndiwe masheya, hongu, zvese zvinoenderana nekuti waisa marii.
Ndokumbira utarise kuti mashares awakawana mubhangi rako kuva nhengo haana zvachose chekuita nehupfumi hunozowanikwa, sezvo kukosha kwezvikamu zvisingachinji maererano nemusika. Kune rimwe divi, senhengo, unobatsirwa kubva:
- chirongwa chemutero chinobatsira, izvo zvinongoreva kuti iwe wakasunungurwa pamitero yakawanda;
- ruzivo rwese rukuru maererano nekufambira mberi uye kufambira mberi kwemafambisirwo emabhangi emangwana;
- kuwana zvakananga kune zvese zvine chekuita nekushanda kwebhangi, mapurojekiti anopihwa mari, manejimendi emari, nezvimwe. ;
- kutora chikamu mumusangano mukuru webhangi rako pachako uye nekudaro ita kuti izwi rako rinzwike. Zvese zvinoitwa kuburikidza nemavhoti uye kwaunokwanisa kuendesa mapurojekiti nemazano;
- mazinga akasarudzika pane zvakasiyana zvigadzirwa, uyezve, iwe uchave nemukana wekubatsirwa nekuderedzwa kwakawanda mubhadharo pane zvimwe zviito.
Nekuva nhengo pamwoyo webhangi rako, zvakafanana nezvakakomborerwa uye zvinobatsira zvinopihwa!
Ndekupi kwekuwana nhamba yenhengo maererano nemhando dzemabhangi anowirirana?
PaMacif, zviri nyore chaizvo tsvaga nhamba yako yenhengo. Muchokwadi, inogona kuwanikwa pane:
- pachinamira chemotokari yako;
- chiziviso chako chekupera;
- mamiriro ako chaiwo;
- chikumbiro chako chekuve nhengo yehutano.
Uyezve, kana iwe uchida kubatanidza kune yako vatengi nharaunda, semuenzaniso, kune MAIF, zviri nyore, unongofanirwa kunyora zita rako rekushandisa (email kero yako semuenzaniso) kana yako. nhamba yenhengo iyo ine manhamba manomwe nebhii rimwe. Nhamba yako yenhengo yeMAIF inogona kuwanikwa pachiziviso chako chekupera kana green kadhi rako.
Pakupedzisira, unofanira kuziva izvozvonokuva nhengo, haufanire kugadzira yako nzvimbo, unongofanirwa kuisa zita rako rekushandisa uye password. Kana warasa kana kukanganwa pasiwedhi yako, ingobaya pakanzi “yakanganwa password” uye wapedza!
Zvino iwe unoziva kuita tsvaga nhamba yako yenhengo, ungave uri pamwe nechikwereti, Caisse d'Epargne kana CASDEN.
