Mazuva akafamba makasitoma ebhanga aingoisa mari kana kuita zvikwereti.. Nhasi, chete kutenga migove mubhangi, zvinokwanisika kuve chikamu chevanoita sarudzo veiyi.
Kune rimwe divi, harisi chero bhangi rinopa mukana uyu kune vatengi varo, riri pamusoro pemabhangi ese akabatana, seBanque Populaire, kwaunogona kuenda kubva kumutengi ari nyore kuenda kune nhengo. Tichaona, munyaya ino, kuti ungaita sei kuva nhengo uye kupfuura zvose, ndezvipi zvakanakira kuita kudaro!
Iyo nhengo, mutengi senge pasina mumwe!
Nhengo anongova mutengi ari kunyoresa kubhangi kondirakiti ane zvikamu mubhangi rake. Anowanzo kuwirirana mabhangi anopa vatengi vavo kuva nhengo, uye izvi, nokutenga migove yavo.
Nhengo anogona zvakare kuve nhengo kana akapa chibvumirano chenhengo neimwe yemabhangi mazhinji anowanikwa muFrance. Kutenga mashares uye kuva nhengo yebhangi, unofanira, pamusoro pezvose, kuva munhu wepanyama kana wepamutemo kuti ukwanise kutora chikamu mumavhoti nekuita sarudzo.
Nekune rimwe divi, hazvisi nekuti nhengo ine migove yakati wandei zvinoita kuti iwedzere kukosha pakuita sarudzo. Kunhengo yega yega, ivhoti imwe chete, hapasisina. Ichi chimiro chakagadzirwa kuti chibvumire vatengi vebhangi kuti vakwanise kubata, kuronga kana kutozvigadzira, pamwe chete, nekubvumirana. Mukutsinhana, imwe neimwe yenhengo ichawana mubairo gore rega rega uye ichabatsirwa kubva kune mamwe mabhenefiti pamasevhisi uye zvigadzirwa zvinopihwa nebhangi.
Sei uchive nhengo yeBanque Populaire?
Kuve nhengo kunoreva, pamusoro pezvose, kukwanisa kupa mari hupfumi hwenzvimbo uye hwedunhu, asi zvakare kukwanisa kuve nechekuita mune sarudzo dzebhangi rako. Iva nhengo paBanque Populaire ine zvakawanda zvakanaka:
- nekuva nhengo, unova muridzi webhangi, nedzimwe nhengo dzose. Pamusoro pezvo, Banque Populaire haina vagovani, izvo zvinoreva kuti haina migove yemusika wemari;
- migove inotengwa inogona kubvumira bhanga kupa mari mapurojekiti akawanda uye nokudaro kuvandudza hupfumi hwenzvimbo;
- mari inenge yaiswa inogona kushandiswa kutsigira zvirongwa zvakasiyana-siyana mundima. Iyi inonzi short circuit of money, uko mari yose inounganidzwa inoshandiswa kupa mari muzvirongwa munharaunda;
- nhengo dzine misangano yadzo uye dzinogona kuvhota kuti vasarudze vamiriri vadzo vamangwana. Vanogonawo kutaura nezvesarudzo dzakaitwa nemamaneja uye kuvabvunza mibvunzo;
- nekuzvipira kwenhengo, bhanga richakwanisa kumira zvakanaka munharaunda uye nokudaro kuchengetedza mabasa kune dzimwe nzvimbo dzekumaruwa. Inzira seimwe nzira yekukoshesa vatengesi vedunhu rako, kutsvaga munharaunda uye kwete kutamisa basa rako;
- kuva nhengo, zvinorevawo kubvumira bhanga rako kuti ripinde nemasangano ane hukama nebhizimusi, dzidzo kana tsika. Masangano aya anotokwanisa kuwana rubatsiro.
Mukupedzisa, nePeople's Bank inobvumira nhengo dzayo kuti dzive dzinobatsira munharaunda sezvakaita kubhangi pacharo.
Nzira yekuve nhengo yebhangi?
Iva nhengo yebhangi zviri nyore kupfuura zvaunofunga. Zviripachena, iwe unofanirwa kunge watove mutengi webhangi raunosarudza uye tenga migove mubhangi. Iwe unofanirwa kuve uine imwe kana yakawanda migove ine kukosha kwe1,50 kusvika 450 euros.
Asi kazhinji yenguva, migove yebhangi inodhura, paavhareji, 20 euros, hapasisina! Sezvo mutemo wakazara, haugone kunyorera kune isingaverengeki nhamba yemayuniti. Maererano nemasangano emabhangi, iyo muganhu wemashare ekutenga inogona kusiyana pakati pe200 ne100 euros. Panyaya yeBanque Populaire, ndipo panopihwa chikwereti bhanga rinobva ranyoresa masheya nevatengi varo.
The People's Bank inopawo vatengi vayo mukana wekusarudza nhamba yezvikamu zvavanoda kutenga. Unongofanira kuenda kubazi rako kana bazi redunhu rebhangi rako.
Zvakakosha kutsanangura kuti chero munhu anogona kuva nhengo yebhangi. Icho chinotova chiito chinokurudzirwa, nokuti chiri, pamusoro pezvose, chiito chehondo uye chinobvumira zvisarudzo zvinokosha kuti zviitwe kubhangi remunhu.
