Amandla okuthenga yindaba oyithandayo? Ingabe ufuna ukwazi ukuthi iNational Institute of Statistics and Economic Studies (Insee) iwabala kanjani amandla okuthenga? Sizokunikeza ulwazi olwanele ukuze uqonde kangcono lo mqondo uwonke. Okulandelayo, sizochaza i indlela yokubala yakamuva ngu-INSEE.

Ayini amandla okuthenga ngokusho kwe-INSEE?

Amandla okuthenga, okuyimali engenayo esivumela ukuthi siyithole ngokwezimpahla namasevisi. Ngaphezu kwalokho, amandla okuthenga kuncike emalini engenayo nasezintengo zempahla namasevisi. Ukuvela kwamandla okuthenga kwenzeka uma kunoshintsho phakathi kwezinga lemali engenayo yasekhaya kanye nezintengo zempahla nezinsizakalo. Amandla okuthenga ayenyuka uma izinga elifanayo lemali engenayo lisivumela ukuthi sithenge izimpahla namasevisi amaningi. Uma, ngokuphambene nalokho, izinga lemali engenayo lisivumela ukuthi sithole izinto ezimbalwa, khona-ke amandla okuthenga ayehla.
Ukuze ufunde kangcono ukuvela kwamandla okuthenga, i-INSEE isebenzisa i uhlelo lwamayunithi okusetshenziswa (CU).

Abalwa kanjani amandla okuthenga?

Ukuze ubale amandla okuthenga, i-INSEE isebenzisa idatha ezintathu okuzomvumela ukuthi abe nolwazi lwamandla okuthenga:

  • amayunithi okusetshenziswa;
  • imali engenayo etholakalayo;
  • ukuvela kwamanani entengo.

Ungabala kanjani amayunithi okusetshenziswa?

Amayunithi okusetshenziswa ekhaya abalwa ngezindlela ezilula kakhulu. Lona umthetho ojwayelekile wokuthi:

  • bala i-CU engu-1 kumuntu omdala wokuqala;
  • ukubala u-0,5 UC kumuntu ngamunye ekhaya oneminyaka engaphezu kwe-14;
  • bala u-0,3 UC enganeni ngayinye ekhaya engaphansi kweminyaka engu-14.

Ake sithathe isibonelo: umuzi owakhiweumbhangqwana kanye nengane eneminyaka engu-3 ubudala ifinyelela ku-1,8 UA. Sibala u-1 UC kumuntu oyedwa kumbhangqwana, u-0,5 kumuntu wesibili kumbhangqwana kanye no-0,3 UC enganeni.

imali engenayo etholakalayo

Ukuze ubale amandla okuthenga, kuyadingeka cabangela imali engenayo etholakalayo ekhaya. Okwakamuva kukhathaza:

  • imali engenayo emsebenzini;
  • imali engenayo.

Imali engenayo ngomsebenzi imane iwumholo, imali ekhokhwayo noma imali engenayo osonkontileka. Imali engenayo engenayo iyinzuzo etholwa ngendawo eqashisayo, inzalo, njll.

Ukuthuthukiswa kwamanani

I-INSEE iyabala inkomba yentengo yomthengi. Lokhu kwakamuva kwenza kube nokwenzeka ukunquma ukuvela kwezintengo zezimpahla namasevisi athengwa imizi phakathi kwezikhathi ezimbili ezihlukene. Uma amanani enyuka, kusho ukuthi i-inflation. Ukwehla kwamanani entengo nakho kukhona, futhi lapha thina ake sikhulume nge-deflation.

I-INSEE ikala kanjani izinguquko emandleni okuthenga?

I-INSEE ichaze ukuvela kwamandla okuthenga ngezindlela ezi-4 ezahlukene. Uqale wachaza ukuvela kwamandla okuthenga ngokuthi ukuvela kweholo lomndeni ezingeni likazwelonke, ngaphandle kokucabangela ukwehla kwamandla emali. Le ncazelo ayilungile neze njengoba ukunyuka kwemali engenayo ezingeni likazwelonke kungase kube ngenxa yokwanda kwenani labantu.
Bese, i-INSEE ichaze kabusha ukuvela kwamandla okuthenga ngokuthi ukuvela kwemali engenayo ngomuntu ngamunye. Le ncazelo yesibili ingokoqobo kakhulu kuneyokuqala njengoba umphumela uzimele ngokwanda kwabantu. Nokho, ukubala ukuvela kwamandla okuthenga ngale ndlela ayikuvumeli ukuba nomphumela olungile, ngoba izici eziningana ziyavela futhi zihlambalaze isibalo. Uma umuntu ehlala yedwa, isibonelo, uchitha imali eningi kakhulu uma ehlala nabantu abambalwa.
Ngaphezu kwalokho, indlela yeyunithi yokusetshenziswa isimisiwe. Kwenza kube nokwenzeka ukucabangela inani labantu ekhaya futhi kuxazululwe inkinga ebangelwa incazelo yesibili.
Incazelo yokugcina iphathelene imali engenayo elungisiwe. Ochwepheshe bamise lokhu kwakamuva ukuze bacabangele izintengo zezimpahla namasevisi athengwe umuzi, kodwa hhayi kuphela, izazi zezibalo zihlanganisa. iziphuzo zamahhala ezinikezwayo emndenini njengasemkhakheni wezempilo noma wezemfundo.
Ngo-2022, amandla okuthenga ayehla. Nakuba kuthinta kakhulu imindeni ehola kancane, lokhu kwehla kuthinta zonke izinhlobo zemizi.