Njengomthetho ojwayelekile, inani elibekwe kuhlelo lwakho lokulondolozwa kwabasebenzi lingakhishwa kuphela ngemuva kweminyaka eyi-5. Noma kunjalo, izimo ezithile ikuvumela ukuthi ukhiphe yonke impahla yakho noma ingxenye yayo kusenesikhathi. Umshado, ukuzalwa, isehlukaniso, udlame lwasekhaya, umhlalaphansi, ukukhubazeka, ukuthengwa kwempahla, ukulungiswa kwendawo yokuhlala enkulu, ukukweleta ngokweqile, njll. Noma ngabe yisiphi isizathu sakho, kuzofanele wenze isicelo sokukhishwa. Thola kulesi sihloko wonke amaphuzu okufanele uwakhumbule ngale nqubo.

Ungaluvula nini uhlelo lwakho lokulondolozwa kwabasebenzi?

Ngokuya ngemithetho esebenzayo, kufanele ulinde isikhathi esisemthethweni seminyaka emi-5 ukuze ukwazi ukukhipha impahla yakho. Lokhu kuthinta i-PEE nokubamba iqhaza kwemiholo. Kungenzeka futhi ukuthi ukhiphe imali oyongile ngokushesha, uma kuyi-PER noma i-PERCO.

Ngakho-ke, uma isimo esiphuthumayo sidinga ukuthi wenze njalo. Ungaqala inqubo yokuvula ukulondolozwa kwabasebenzi bakho ngisho nangaphambi kwesikhathi esivunyelwene ngaso. Kulokhu, kungukukhishwa ngaphambi kwesikhathi noma ukukhokha ngaphambi kwesikhathi. Ngenxa yalokhu, kufanele ube nesizathu esizwakalayo. Unganqikazi ukwenza olunye ucwaningo ukubheka ukuthi yiziphi izimbangela ezithathwa njengezisemthethweni kulolu hlobo lwesicelo.

Iseluleko esisebenzayo

Okokuqala, kubalulekile ukunquma ngqo icala lokukhululwa kwangaphambi kwesikhathi elikukhathazayo. Kanye nemvilophu esebenza kuyo: PEE, Perco noma ngokuhlanganyela i-PER. Ngemuva kwalokho, kuzofanele uqale isicelo sakho sokukhishwa ngaphambi kwesikhathi ngokuya ngezinsuku ezibekiwe.

FUNDA  Izindlela zokubhala nezindlela zokufunda

Yazi ukuthi ifayili ngalinye licacisiwe. Ngakho-ke kubalulekile ukuthi uzazise kusenesikhathi ngezimo ezahlukahlukene ezibekwa kwinkontileka yakho. Ungakhohlwa ukuletha noma yini efakazela ukuba semthethweni kwesicelo sakho. Namathisela idokhumende elilodwa noma amaningi ezomthetho eposini lakho. Uzobeka wonke amathuba ohlangothini lwakho ukuthola isivumelwano sokukhululwa ngaphambi kwesikhathi. Isimo ngasinye sidinga ubufakazi obuqondile: isitifiketi somshado, incwadi yamarekhodi omndeni, isitifiketi sokungasebenzi, isitifiketi sokufa, isitifiketi sokuqedwa kwenkontileka, njll.

Ngaphambi kokuthumela isicelo sakho, qiniseka ukuthi ubheka inani ofuna ukulikhipha. Eqinisweni, awunalo ilungelo lokucela inkokhelo yesibili ngesizathu esifanayo. Kulokhu, kuzodingeka ulinde kuze kube yilapho imali yakho itholakala.

Izincwadi zokucela ukukhishwa kwezinhlelo zokonga abasebenzi

Nazi izinhlamvu ezimbili zesampula ongazisebenzisa ukuvula ukonga kwakho kwabasebenzi.

Isibonelo 1 sesicelo sokukhishwa ngaphambi kwesikhathi kwezinhlelo zokonga abasebenzi

UJulien Dupont
Inombolo yefayela :
75 bis rue de la grande porte
75020 Paris
Tél. : 06 66 66 66 66
julien.dupont@xxxx.com 

Igama Lensiza
Ikheli Elibhalisiwe
Ikhodi yeposi nedolobha

[Indawo], ngo- [Idethi]

Ngencwadi ebhalisiwe enomazisi wokutholwa

Isihloko: Isicelo sokukhishwa ngaphambi kwesikhathi kokulondolozwa kwabasebenzi

Nkosikazi,

Ngabeka amakhono ami enkampanini yethu kusukela (usuku lokuqashwa) njengo (ubunjalo besikhundla sakho).

Ngithumela isicelo sokukhululwa masisha kwezimali engibekelwe umsebenzi wami. Inkontileka yami ibhaliswe ngaphansi kwezinkomba ezilandelayo: isihloko, inombolo kanye nohlobo lwenkontileka (PEE, PERCO…) Ngingathanda ukukhipha (ingxenye noma konke) kwempahla yami, leyo (inani).

Eqinisweni (chaza kafushane isizathu sesicelo sakho). Ngikuthumela (isihloko sobufakazi bakho) ukuxhasa isicelo sami.

Kusalindwe impendulo engithemba ukuthi izovuma kuwe, ngicela wamukele, Nkosikazi, ukubingelela kwami ​​kokuhlonipha.

 

                                                                                                        Signature

 

FUNDA  Ukuphela kwemeyili, amafomula anesizotha okufanele uwayeke

Isibonelo 2 sesicelo sokukhishwa ngaphambi kwesikhathi kwezinhlelo zokonga abasebenzi

UJulien Dupont
Inombolo yefayela :
Inombolo yokubhalisa:
75 bis rue de la grande porte
75020 Paris
Tél. : 06 66 66 66 66
julien.dupont@xxxx.com 

 

Igama Lensiza
Ikheli Elibhalisiwe
Ikhodi yeposi nedolobha

[Indawo], ngo- [Idethi]


Ngencwadi ebhalisiwe enomazisi wokutholwa

Isihloko: Incwadi yokukhishwa ngaphambi kwesikhathi kokubamba iqhaza kwabasebenzi

Mnumzane,

Isisebenzi kusukela (usuku lokuqashwa) enkampanini yakho njengoba (isikhundla siphethwe), ngiyazuza ohlelweni lokonga abasebenzi engingathanda ukulukhulula (ngokugcwele noma ngokwengxenye).

Ngempela (chaza izizathu ezikuphoqa ukuthi uthumele isicelo sakho sokuvinjwa: umshado, ukwakhiwa kwamabhizinisi, izinkinga zempilo, njll.). Ukucacisa isicelo sami, ngikuthumela njenge-attachment (isihloko sedokhumenti esekelayo).

Ngicela ukukhishwa kwe- (inani) kuzimpahla zami (ungakhohlwa ukucacisa uhlobo lwecebo lakho lokonga).

Ngethemba lesivumelwano esisheshayo ngasohlangothini lwakho, Yamukela, Mnumzane, umbono wami omuhle kakhulu.

 

                                                                                                                           Signature

 

Amanye amathiphu wokubhala incwadi yesicelo

Le yincwadi esemthethweni ehlose ukukhulula ingxenye noma konke ukubamba iqhaza kwabasebenzi kwi-akhawunti yakho yokonga. Okuqukethwe yile ncwadi kufanele kube okuqondile futhi okuqondile.

Ngaphezu kwakho konke, qiniseka ukuthi imibhalo yakho esekelayo isesikhathini sethemba lokuphendula okuhle. Futhi khombisa isikhundla osiphethe ngaphakathi kwenkampani futhi ucacise ireferensi yakho yomsebenzi uma unayo.

Uma incwadi yakho isilungile. Ungayithumela ngeposi elibhalisiwe ngokuvuma ukutholwa ngqo esikhungweni esilawula ukulondolozwa kwakho. Kwezinye izikhungo, kukhona amafomu okuvula angavulelwa kusuka kungxenyekazi eku-inthanethi ngefomethi ye-PDF.

FUNDA  Qaphela ukuthatha emhlanganweni, amathiphu okusebenza kahle

Qaphela futhi ukuthi isicelo sakho kufanele sithunyelwe kungakapheli izinyanga eziyi-6 kusuka osukwini lomcimbi ovumela ukukhishwa.

Umkhawulo wesikhathi wokuvula isamba

Kufanele wazi ukuthi ukudluliswa kwemali eceliwe ngeke kwenziwe ngokushesha. Kuya ngemingcele ethile, njengamagama wesicelo, isikhathi sokulethwa kwencwadi, njll.

Isikhathi sokukhishwa futhi sincike ebangeni lokulinganiswa kwezimali lapho uhlelo lwakho lokulondoloza lutshalwe khona. Ukubalwa kwenani lempahla ephelele yenkampani mutual fund kungenziwa emini, ngesonto, ngenyanga, ngekota noma nge-semester. Ezimweni eziningi, le periodicity yansuku zonke, eyenza sikwazi ukukhipha isamba esikhathini esifushane.

Lapho isicelo sakho sokuvulela sesamukelwe, i-akhawunti yakho yasebhange kufanele ifakwe phakathi kwezinsuku eziyi-5 zokusebenza.

 

Landa i- "Example-1-for-an-early-release-isicelo-somsebenzi-savings.docx"

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Landa i- "Example-2-for-an-early-release-isicelo-somsebenzi-savings.docx"

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