Qonda izici ezibalulekile ze-akhawunti yenzuzo nokulahlekelwa

I-akhawunti yenzuzo nokulahlekelwa (eyaziwa nangokuthi isitatimende semali engenayo) iyisitatimende sezimali esibalulekile esibonisa imali engenayo, izindleko kanye nemali engenayo yonke yenkampani esikhathini esithile. Nazi izinto ezibalulekile ze-akhawunti yenzuzo nokulahlekelwa kanye nokubaluleka kwazo:

  1. Imali engenayo: Imali engenayo imelela imali ekhiqizwe ibhizinisi ngemisebenzi yalo eyinhloko, njengokuthengiswa kwemikhiqizo noma ukunikezwa kwamasevisi. Imali engenayo iyinkomba eyinhloko yokusebenza kwebhizinisi nempumelelo yebhizinisi.
  2. Izindleko Zezimpahla Ezithengiswayo (CBV): I-CBV ihlanganisa izindleko eziqondile ezihlobene nokukhiqiza noma ukuthenga imikhiqizo ethengiswa ibhizinisi. Lokhu kubandakanya izindleko zezinto zokwakha, abasebenzi kanye nezinye izindleko ezihlobene ngokuqondile nokwakhiwa kwemikhiqizo.
  3. I-Gross Margin: I-gross margin umehluko phakathi kwemali engenayo ne-CBV. Imele inani lemali engenayo etholakalayo ukumboza izindleko zokusebenza kanye nokwenza inzuzo. Imajini ye-gross ephezulu ikhombisa inzuzo engcono kanye nokuphathwa kwezindleko okusebenzayo.
  4. Izindleko Zokusebenza: Izindleko zokusebenza zihlanganisa izindleko ezihlobene nokuphatha ibhizinisi, njengamaholo, indawo yokuhlala, izinsiza, ukumaketha kanye nomshwalense. Lezi zindleko zibalulekile ekugcineni ukusebenza kwebhizinisi, kodwa kufanele zilawulwe ngendlela efanele ukuze kwandiswe inzuzo.
  5. Inzuzo yokusebenza: Inzuzo yokusebenza umehluko phakathi kwesamba senzuzo nezindleko zokusebenza. Ikala inzuzo yenkampani ngokungabandakanyi izinto ezingasebenzi, njengenzalo nezintela.
  6. Isamba semali engenayo: Isamba semali engenayo iyinzuzo yokugcina noma ukulahlekelwa kwebhizinisi ngemva kokucabangela yonke imali engenayo, izindleko, inzalo nezintela. Imali engenayo yonke iyinkomba eyinhloko yokusebenza kwezimali kwenkampani iyonke.

Humusha izinkomba zokusebenza kwezimali ezibalulekile

Izinkomba zokusebenza ezibalulekile Ezezimali (ama-KPI) yizilinganiso zobuningi ezisetshenziselwa ukuhlola inzuzo yenkampani, ukusebenza kwezimali nokukhula. Nawa ama-KPI ezezimali abalulekile okufanele uwaqaphe nokuthi angawatolika kanjani:

  1. I-Gross Profit Margin: I-gross profit margin isilinganiso se-gross margin kuya kumali engenayo. Ikala inzuzo yebhizinisi ngokucabangela izindleko zezimpahla ezithengiswayo. Isilinganiso esiphezulu senzuzo eyisamba sikhomba ukuphathwa kahle kwezindleko kanye nenzuzo eqinile.
  2. I-Net Profit Margin: Isilinganiso senzuzo yonke isilinganiso sensalela yenzuzo nenzuzo. Ikala inzuzo yonke yebhizinisi ngokucabangela zonke izindleko. Umkhawulo wenzuzo ephezulu uphakamisa ukuphathwa kwezindleko okusebenzayo kanye nebhizinisi elinenzuzo.
  3. I-Liquidity ratio: I-liquidity ratio ikala ikhono lenkampani lokukhokha izikweletu zayo zesikhashana. Isilinganiso semali etholakalayo esingaphezu koku-1 sibonisa ukuthi inkampani inemali eyanele ukumboza izibopho zayo zezimali zesikhathi esifushane.
  4. Isilinganiso se-Solvency: I-solvency ratio ikala ikhono lenkampani lokukhokha izikweletu zayo zesikhathi eside. Isilinganiso esiphezulu se-solvency sibonisa inkampani ekahle ngokwezimali futhi ekwazi ukuhlangabezana nezibopho zayo zesikhathi eside.
  5. Izinga lokukhula kwemali engenayo: Izinga lokukhula kwemali engenayo likala ukuvela kwemali engenayo yenkampani esikhathini esithile. Izinga eliphezulu lokukhula kwemali engenayo libonisa ukukhula okusheshayo kwebhizinisi kanye nesidingo esikhulayo semikhiqizo noma amasevisi alo.

Thuthukisa inzuzo ngokuphathwa kwezindleko ngempumelelo

Ukuphathwa kwezindleko okuphumelelayo kubalulekile ekuthuthukiseni inzuzo yenkampani nokusebenza kwezimali. Nawa amanye amasu okuthuthukisa izindleko zakho nokukhulisa inzuzo yebhizinisi lakho:

  1. Ukuhlaziywa kwezindleko: Hlala uhlola izindleko zakho ukuze ubone izindawo lapho ungonga khona. Hlaziya izinto ezibonakalayo, umsebenzi, insiza, kanye nezindleko eziphezulu ukuze unqume amathuba okuthuthukisa.
  2. Ukuxoxisana Nabahlinzeki: Xoxisana nabahlinzeki bakho ngamanani angcono nemibandela yokukhokha. Ukwakha ubudlelwano obuqinile nabahlinzeki bakho kungakusiza wehlise izindleko futhi uthuthukise inzuzo.
  3. Ukuthuthukisa I-Supply Chain: Thuthukisa uchungechunge lwakho lokuhlinzeka ngokunciphisa izikhathi zokuhola zokukhiqiza, ukunciphisa uhlu lwezimpahla kanye nokwenza lula izinqubo zokusabalalisa. Uchungechunge lokuhlinzeka olusebenzayo lunganciphisa izindleko futhi luthuthukise ukwaneliseka kwamakhasimende.
  4. Nciphisa imfucuza kanye nokungasebenzi kahle: Thola imithombo yemfucuza kanye nokungasebenzi kahle ezinqubweni zakho zokukhiqiza nokusabalalisa. Beka izinyathelo zokunciphisa ukumosha, ukuthuthukisa ukukhiqiza kanye nokunciphisa izindleko.
  5. Ukutshalwa kwezimali kubuchwepheshe: Tshala imali kubuchwepheshe obungakusiza wenze izinqubo ngokuzenzakalelayo, uthuthukise ukusebenza kahle futhi unciphise izindleko. Ukutshalwa kwezimali kwezobuchwepheshe kungakusiza futhi ukuthi uthuthukise ikhwalithi yemikhiqizo namasevisi akho futhi kuqinise ukuncintisana kwebhizinisi lakho.

Ngokusebenzisa la masu okuphatha izindleko, ungathuthukisa inzuzo yebhizinisi lakho, wandise izinsiza zakho zezezimali futhi uqinisekise ukukhula okuzinzile kwesikhathi eside.

 

Qhubeka nokuqeqeshwa endaweni yokuqala→→→