Iakhawunti yoqeqesho lomntu yenye yeenkqubo zamva nje ezaziswa njengenxalenye yohlengahlengiso loqeqesho lomsebenzi, olwenziwa ngomhla wokuqalaer NgoJanuwari 2015. I-CPF isetyenziselwa imali ukuqhubela phambili iintshukumo zoqeqesho kubasebenzi nakwabafuna imisebenzi kwimisebenzi engekho sesikweni. Iinkcukacha ezithe kratya kweli nqaku.
Inkcazo ye-akhawunti yoqeqesho lomntu
Iakhawunti yoqeqesho lomntu okanye i-CPF yinkqubo elawulwa ngumthetho. Iya kukuvumela ukuba uxhamle kumalungelo oqeqesho. Oko ke kujolise ekuqiniseni izakhono zakho, ukugcina ingqesho yakho kunye nokukhusela umsebenzi wakho wobungcali.
Kufuneka iqatshelwe into yokuba umntu obambe umhlala-phantsi asenokuyixhasa ngezimali iCPF yakhe ukuba uqinisekisa onke amalungelo akhe omhlala phantsi. Ifanele ibe ngumsebenzi wokuzinikela.
Qaphela ukuba iakhawunti yoqeqesho lobuqu ithathe indawo yelungelo loqeqesho lomntu ngamnye okanye i-DIF, ukusuka ku-1er NgoJanuwari 2015. iiyure ezingasasebenzi ze-DIF ezingasetyenziswanga zinokutshintshelwa kwi-CPF.
Bonke abasebenzi abasenayo intsalela yeeyure ze-DIF banexesha de kube nguDisemba 31, 2020 ukuba benze isibhengezo kwityala labo. Ngale ndlela, banako gcina amalungelo abo kwaye uqhubeke uyonwabele ngaphandle kokuphazamiseka okanye umda wexesha. Kwindlela entsha yokusebenza kwe-CPF, iiyure ze-DIF ziya kuguqulwa ngokuzenzekelayo zibe yi-euro.
Abaxhamli beakhawunti yoqeqesho lomntu
Iakhawunti yoqeqesho lomntu eyenzelwe abantu abangaphezulu kweminyaka eli-16 ubudala. Abantu abaneminyaka eli-15 ubudala banokuchaphazeleka ukuba basayine ikhontrakthi yokufunda.
Njengesikhumbuzo, ukusukela ngala mhla waqinisekisa ngawo amalungelo akho okuthatha umhlalaphantsi. Iakhawunti yakho yoqeqesho lobuqu iya kuvalwa. Olu lwazi lusebenzayo kubo bonke ababhalisi, abanokuthi babe ngabasebenzi, amalungu omsebenzi wokukhulula okanye umntu ozisebenzeleyo, abalingane ababambisene okanye abafuna imisebenzi.
Abasebenzi abazisebenzelayo banokuba neakhawunti yoqeqesho lomntu, kuba 1er NgoJanuwari 2018. I-CPF yabo ibonelelwa ngexesha lesemester yokuqala yonyaka ka-2020.
Qhagamshelana neakhawunti yakho yoqeqesho: kufuneka wenze ntoni?
Ukujonga i-akhawunti yakhe yoqeqesho lobuqu, umnini kuphela kufuneka aye kwiwebhusayithi esemthethweni zibelase.biz. Unendawo yakhe ekhuselekileyo apho anokuzazisa ukuba angenise iakhawunti yakhe.
Kwakhona, le ndawo ibonelela ngolwazi ngoqeqesho olufanelekileyo kwi-CPF kunye nenkxaso-mali eyabelweyo. Umgcini uya kufumana kwakhona yonke ingcaciso eneenkcukacha ngaye, kubandakanywa nekhredithi ye-euro ekhoyo kwiakhawunti yakhe. Okokugqibela, uya kuba nokufikelela kwiinkonzo zedijithali ezinxulumene nokukhulisa izakhono kunye nesikhokelo somsebenzi.
Iakhawunti yoqeqesho lomntu: uyifumana kanjani imali?
Qaphela ukuba umnini ngamnye uneakhawunti enikwe i-euro kwaye akasekho ngeyure, ukusuka kwi-1er NgeyoMqungu 2019. Ingxelo yokuguqula iyafuneka ke ngeeyure ezifunyenweyo kwaye ezingasetyenziswanga ngaphambi kwalo mhla. Ke, ixabiso liqikelelwa kwii-euro ezingama-15 ngeyure.
Kwakhona, umntu angabhalisela ikhredithi kwi-euro kwikota yokuqala elandelayo kunyaka wokufumana. Umzekelo, angayenza ngexesha leenyanga ezintathu zokuqala zonyaka ka-2019 ngomsebenzi wakhe owenziwe ngo-2018.
Ukusetyenziswa kweakhawunti yoqeqesho
Nokuba injani imeko yakho. Nokuba uqashiwe okanye ufuna umsebenzi, amalungelo akho afunyenwe arekhodwe kwii-euro. Nguwe kuphela onokwenza isicelo sokuwahlanganisa, kwaye oku, ngokweemfuno zoqeqesho lwakho. Ewe, la malungelo oqeqesho anokusetyenziswa kuphela ngemvume evakalayo yomniniyo.
Kubasebenzi
Ngokubhekisele kubasebenzi ngakumbi, unamalungelo onke okuba ungasebenzisi ityala lakho kwii-euro. Ayisiyo indlela yokuziphatha gwenxa. Nangona kunjalo, ukuba unayo iikhosi zakho zoqeqesho ezixhaswe ngemali phantsi kweCPF. Kwaye olu qeqesho lwenzeka ngexesha lakho lokusebenza. Kufuneka unikwe imvume kumqeshi.
Isicelo kufuneka sithunyelwe ubuncinci kwiintsuku ezingama-60 phambi komhla wokuqala koqeqesho. Ukuba ixesha leseshoni lingaphezulu kweenyanga ezi-6, kufuneka kuqatshelwe ubuncinci ithuba leentsuku ezili-120. Umqeshi uneentsuku ezingama-30 zokufunda le meko nokulandela isicelo somqeshwa wakhe. Olu gunyaziso lukhethekileyo alufuneki kuqeqesho ngaphandle kweeyure eziqhelekileyo zokusebenza.
Abafuna umsebenzi
Abantu abafuna umsebenzi bayafikelela kwiakhawunti yoqeqesho lomntu. Kuya kufuneka banxibelelane kuphela nomcebisi wabo wePôle emploi. Uqeqesho lwabo lunokuthi luxhaswe ngemali yiNgingqi, iA Agefiph okanye uMbutho kulawulo lwengxowa mali yokudityaniswa kwabantu abakhubazekileyo, okanye nokuba yiPôle emploi. Iakhawunti yomgcini womsebenzi iya kuncitshiswa ngokwenyathelo loqeqesho olwenziweyo. Nangona kunjalo, isixa asinakuya ngaphaya kwamalungelo abhaliswe kwi-CPF yakhe.
Kubasebenzi bakarhulumente
Amagosa oluntu kufuneka enze isicelo soqeqesho olulodwa. Nokuba ngexesha okanye ngaphandle kweeyure zomsebenzi eziqhelekileyo. Nasiphi na isicelo esenziwa njalo samkeleka ixesha elide njengoko imiqathango ebekiweyo ihlangatyezwa kwaye umqeshi eneendlela ezifanelekileyo zemali. Ukongeza, iarhente eyenza esi sicelo iya kuba nethuba lokuxhamla kwinkxaso eyenzelwe umntu ukuba imncedise ukuphuhlisa kunye nokufezekisa iinjongo zakhe zobungcali.
Iikhosi zoqeqesho ezifanelekileyo kwi-CPF
Kukho iintlobo ezahlukeneyo zoqeqesho ezifanelekileyo kwiakhawunti yoqeqesho. Uvavanyo lwezakhono, iintshukumo ezijolise ekuqinisekiseni amava afunyanisiweyo achazwe ku-3° Inqaku L.6313-1, kunye nokulungiswa kovavanyo lwethiyori lweKhowudi yeNdlela kunye novavanyo olusebenzayo lwelayisensi B kunye neyesithuthi esinzima ziyinxalenye yayo.
Kukwakho nezenzo zoqeqesho ezinikwe abadali beshishini kunye nabathathayo kunye noqeqesho phesheya phantsi kweemeko ezichazwe kwinqaku L. 6323-6 leKhowudi yezaBasebenzi.
