Ukuba ngoku uyazibuza, yintoni kanye kanye ebamba irhafu? Ewe, lo ngumsebenzi obandakanya ukuthabatha ngokuthe ngqo kumvuzo opheleleyo womrhafi irhafu okanye irhafu yakhe enyanzelekileyo, enje ngemirhumo yezentlalo kunye neGalelo lezeNtlalo Jikelele okanye i-CSG.
Umgaqo wale ndlela yokubuyisela irhafu
Ukukhathazeka kwentela yokubamba ingqalelo, ngokukodwa, ingeniso efunyenwe, ipensheni yomhlalaphantsi kunye neepenshini ezingavumelekanga. Umsebenzi uhlaziywa yonke into encinane kwaye imali yayo ibalwa ngokwemali eyabhengezwa kunyaka odlulileyo okanye kunyaka uN-1.
Ngokuqhelekileyo, ngaba ngabahlawuli-ntlawulo benkampani yesithathu, oko kukuthi umqeshi okanye imali yepensheni, ngokukhawuleza ukukhupha iindleko zerhafu yengeniso kubasebenzi babo ngelixa lihlonipha ishedyuli yesantya esetyenziswayo sele ihlinzekwe ngumthetho waseFransi ngokusebenza.
Iintlawulo zerhafu yokubamba abahlawuli berhafu kunye nokulawulwa kweerhafu
Ukuhlawulwa kwentlawulo kubonisa ukuba kunenzuzo kubahlawuli berhafu nabarhulumente berhafu. Enyanisweni, ukuphunyezwa kwayo kuyilula kwaye ayibuhlungu ngenxa yokuba kuyenzeka kuphela ukwenza imisebenzi yokukhupha eya kunciphisa umyinge wenani lomvuzo womhlawuli werhafu.
Ngaloo ndlela, ezi zilandelayo aziyi kubala ukubahluko phakathi komvuzo wakhe omkhulu kunye nomnatha wakhe baqonde i paylipkuba utshintsho kwingeniso yakhe ngokuqinisekileyo luhambelana nezo zerhafu. Ngamanye amazwi, imbono yokulibazisa intlawulo yerhafu ayiyi kuthinta ingqondo yakhe. Ukusuka apho kudlalwa khona ukuba irhafu yokurhoxisa ikhuthaza ukwamkelwa kweerhafu.
Ekugqibeleni, abahlawuli berhafu baya kuqhubeka bezuza kwiinqununu zerhafu kunye neengxowa-zerhafu, kodwa ezi ziya kuba yimiqathango ethile.
Iingxaki ezixhomekeke ekuthintela
Ukuba le yimiqathango kunye neenzuzo zerhafu yokulahla, kufuneka kuqatshelwe ukuba kukho ezinye iingxaki kuzo. Enyanisweni, abanokuhlawula i-third party bangahlawulwa ukuba bahlawule iintlawulo ezongezelelweyo ngaphambi kokuba basebenzise le ndlela yokuqokelela irhafu. Oku kuya kuba yintlekele kwiinkampani ezibhekiselwe kuyo kunye nokuzuza kwayo.
Ngaphandle koko, abahlawuli berhafu nabo banokuba neengxaki zobumfihlo ngeenkcukacha malunga neemeko zabo zezezimali kunye neentsapho, njengoko ukugodla kudla ngokufuna ukudalulwa kolwazi oluthile.
