For some, it's hard to imagine ordinary customers having a say in how their bank is run. However, by becoming a member, this is quite possible. However, not just any bank offers its customers the opportunity to become a member. It is mainly banks, such as Crédit Agricole, which offer to have this kind of status.

Being a member isn't just about taking part in meetings, it's also about benefiting from a host of advantages, including a bank card. If you want to know what are the advantages of having a card member of Crédit Agricole, this article is made for you.

What is a Crédit Agricole member card?

A member is a person who owns one or more shares in a mutual bank and who can therefore participate in decision-making in certain cases. They are considered as full members of the bank and are aware of all the news and all the changes that may take place in the bank.

Members can also meet with bank managers at least once a year and be able to share their expectations or give them suggestions.

Finally, they receive a certain sum each year on their shares depending on the performance of Crédit Agricole. A member will benefit from several advantages and discounts on a lot of services of the bank in question, but not only!

The personal benefits of the Crédit Agricole member card

The Crédit Agricole member card is above all a bank card. In addition to that, it is an international card that can be used to help realize many local projects related to:

  • education;
  • charities;
  • sports and cultural activities;
  • preservation of heritage.

In addition to this, each person with an international card has many advantages. It allows you to perform several classic operations, such as:

  • withdraw money from any Crédit Agricole counter both in France and abroad;
  • pay without contact and quickly in many stores in France or abroad; with the Mastercard abroad and with the CB logo in France;
  • make deferred or immediate debits. For immediate debits, the money will be withdrawn directly from the account in real time. For deferred debits, it is only at the end of the month that the money will be withdrawn;
  • the card also gives access to assistance and insurance.

The company card can also be useful forr take advantage of certain preferential offers in the cultural field.

The advantages of the company card compared to the bank card

Apart from certain common operations, the company card also allows you to have bonuses in the form of deduction of membership fees. It also allows access to better offers offered by the bank.

Finally, his descendants can take advantage of multi-risk home insurance 1 euro monthly payment the first year or even a consumer loan that can go up to 5 euros with a rate of 000 if they acquire their first property.

As Crédit Agricole has decided to spoil its members even more, they can even benefit from reduced prices on tickets for certain events (concerts, cinema, exhibitions, etc.).

Other benefits of the company card

The main advantages of being a member and also having the member card is that the shares purchased, as well as the money saved, can be used to finance associations, as well as various local projects. The projects that can be sponsored using the Crédit Agricole corporate card may relate to cultural movements, the safeguarding of cultural heritage, etc.

It is by making various transactions with this card that the bank will charge a small sum that will be used to finance most of these initiatives. And this without the member having to pay additional costs. This means of financing is called the mutual contribution. It will then be up to the bank to choose the associations or movements that will benefit from this aid.

Now you know all about the advantages of the Crédit Agricole member card.