There are several investment ideas that allow you to develop your projects. Among these ideas is the concept of member customer in a bank. This status gives you the opportunity to take advantage of the bank's various services, by participating in the development of its projects.
If you are interested in this status, we invite you to read this article. What is a corporate customer? Why become a member customer? How to become a member customer ? What benefit for a member customer?
What is a corporate customer?
To develop your financial or real estate projects, you can call on banks to help you grow them. Well, this same approach also applies to banks. Only, in this case, it is the customer who will participate in the development of the bank. In this case, we are talking aboutcorporate action.
What is a corporate action?
A corporate action is a concept that only concerns financial institutions, but not just any. Indeed, this concept is applied exclusively by so-called cooperative or mutual banks.
A corporate action consists of the purchase of part of the bank's capital by an individual. Obviously, for the purchase to be legitimate, the latter must be a customer of the bank. You must know that dbecome a member of an institute financial this several advantages for the customer, as well as for his bank.
What does the status of member client consist of?
A corporate client is the one who buys shares of the capital of the bank. However, by becoming a member, the customer will be entitled to participate in the bank's various projects. How ? Well, by his voices.
In fact, as a corporate client, this one will have the possibility of taking part in the general assembly, alongside the various active members of the bank, and this, in order to vote on the current and future projects of the latter. This privilege allows the customer member to participate in the development of his bank, thanks to which he will be able to benefit from a wide choice of services.
How to become a member customer?
To become a member of a bank, you do not need to be rich, because you have the opportunity to buy shares in the capital of the bank from 5 euros. To do this, you must already have a savings account with the bank in question. If it's already done, go to a financial advisor from the bank so that he can help you with the steps!
Be aware, however, that a client is only entitled to one member's booklet and the amount thereof is capped. Indeed, for obtain a membership booklet, you can pay between 10 and 2.500.000 euros.
Why become a member customer?
Become a corporate customer has several advantages. Among these are:
Be the first to benefit from the bank's new services
If your bank is constantly evolving, you can be the first to take advantage of new services before they hit the market. In effect, as a member and contributor to the bank's development, you will be among the first to benefit from its services.
The strength of proposal
As a member, your voice will be heard. Therefore, if you have an idea for projects that can move the bank forward, you have the right to propose it to the general meeting.
Reduced rates on all bank services
If you want to take full advantage of bank services with reduced rates, all you have to do is become a member. For example, if you apply for a bank loan, the bank may grant you:
- a faster loan;
- a reduction in the interest rate.
Participate in important financial projects
The status of member allows you to participate in the bank's various projects, however, your participation will not be remunerated.
What benefit for a member customer?
As we mentioned before, the status of corporate client promises many benefits for its holder. These advantages are mainly centered on the services of the bank.
In fact, the return on investment of corporate status is limited to bank services. In other words, the client is not going to make a profit every month or year, as is the case with associate status in companies.
Le principle of the corporate client is of particular interest to investors or individuals who are used to using the bank's services for the preparation and development of their various projects.
