Having a Crédit Agricole member card gives you the advantage of being more than just a customer. Being a member allows you to have the privilege of having 3 roles; you are both a cooperator, co-owner of your bank, as well as a simple user.
You will hold shares in the local Crédit Agricole bank, which gives you privileged access in your region and in your bank. So why should one really go into obtaining a corporate card? What are the benefits and perks to be gained? What are also the disadvantages to be faced ? All of these questions are important. It is for this reason that this article will clear things up for you.
What is Crédit Agricole?
Crédit Agricole is a bank created in 1885, whose sole purpose was to support and help farmers. That is why it has been given the term “the green bank”. Crédit Agricole has become a little more open and diversified today, to be able meet the diverse needs of citizens.
Nowadays, the title for the bank with the most customers goes to Crédit Agricole. At this bank, the difference between a member client and a simple client lies in the fact that a member client is a co-owner in addition to being a simple client.
To become a member of Crédit Agricole, all you have to do isbuy shares and obtain the approval of the board of directors of the Caisse Sociale, whether you are young, old, employed or retired.
All you have to do is make an appointment with an advisor who will guide you through the process. After that, you become a member and hold the capital of the local bank in the form of shares.
What are the advantages and disadvantages of becoming a member of Crédit Agricole?
By becoming a member of Crédit Agricole, you benefit from several advantages and privileges.
First of all, one can enjoy several trading privileges. Favorite customers have access to exclusive offers and services. We give as an example:
- a corporate card that offers discounts and more;
- a membership booklet that saves you money without risk.
Second, we are considered as a functioning member of society. In this way, you can express your opinion and it is respected, and you can have access to all the news concerning the bank (its management, its results, etc.), as well as annual meetings with managers. In this case, you can learn from their experiences.
Finally, we can receive payments from the company in fixed shares. Unfortunately, this compensation is not guaranteed, so it is very likely that we will not receive anything.
Quite difficult resale
In fact, reselling can be complicated. Advisors should be notified at least one month before the conference to resell. However, if other customers are interested in buying your shares, the local credit union may be able to resell them fairly quickly.
