The member is simply a member of an insurance contract or a bank contract, the subscriber in question has a share in the company. Of course, the member must subscribe to insurance or a mutual bank or even a mutual financial institution. Therefore, the adherent will have or obtain what is called the member number ! What is that ? Where to find it? Answers!
What is a member number and where can I find it?
As stated at the beginning, a member, it is the one who adheres to an insurance contract or a so-called mutualist or cooperative bank contract. The mutual banks in question are generally:
- la CASDEN Banque Populaire, which is also considered one of the best cooperative banks in France;
- the national banks of Crédit Agricole ;
- le Credit mutuel ;
- la French mutual bank BFM;
- the group BPCE which includes the savings bank;
- la Nave.
You will have understood it well, for to be a member, all you have to do is subscribe to a cooperative bank, it is only in this specific case that you are a member. The member is not only a customer, but also a co-owner of the establishment.
Now for find out where your member number is, just take a look at the following documents:
- car sticker or green card;
- the expiry notice;
- insurance certificates;
- on your health membership application;
- on your personal online space.
It is important to emphasize that for find your member number, it depends on the mutual or cooperative bank you have chosen.
Why become a member of your bank?
It must be said that become a member of your bank has many advantages! By becoming a member, you are more than just a customer. First, you own shares, of course, it all depends on how much you have invested.
Please note that the shares you obtained in your bank for to be a member have absolutely nothing to do with eventual wealth gained, since the value of the shares does not change according to the market. On the other hand, as a member, you benefit from:
- a profitable tax framework, which simply means that you are relieved of many taxes;
- all the main information as to the progress and progress of future banking movements;
- direct access to everything relating to the operation of the bank, the projects financed, the management of funds, etc. ;
- participation in the general meetings of your own bank and thus make your voice heard. Everything is done through votes and where you have the possibility to submit projects and suggestions;
- preferential rates on different products, moreover, you will have the chance to benefit from many reductions in fees on certain actions.
By becoming a member at the heart of your bank, it is synonymous with privileged and advantageous offers!
Where to find the member number according to the types of mutual banks?
At Macif, it's really easy to find your membership number. In fact, it can be found on:
- on your vehicle sticker;
- your notice of expiry;
- your particular conditions;
- your application for health membership.
Moreover, if you want to connect to your customer area, for example, to the MAIF, it's simple, you just have to type your username (your email address for example) or your member number which consists of 7 digits and 1 letter. Your MAIF membership number can be found on your notice of expiry or your green card.
Finally, you should know thatby being a member, you don't need to create your personal space, you just have to insert your username and a password. If you have lost or forgotten your password, just click on “forgotten password” and you're done!
Now you know how to find your member number, whether you are with mutual credit, Caisse d'Epargne or CASDEN.
