We are, or have all, already been customers of any bank. Know today, that for all those who wish it, by respecting certain criteria, that it is also possible toto be a member in the same bank to which you are attached. This does mean thatand you will have your shares in this said bank, which will allow you to access certain specific services. This is, in fact, possible at la Savings Bank. Follow us, in this article, we explain everything to you!
What is it to be a member of a bank?
To be a member of a mutual bank amounts to owning shares in that bank. The latter are similar to shares, but present much less risk and allow you to actively participate in the decisions made by the bank. The shares are also not listed on the stock exchange like the shares and have a nominal value fixed at 20 euros. They are not not subject to the principle of supply and demand and therefore do not undergo fluctuations. You have the opportunity to be fully refunded in case of sale.
Several advantages can result from taking part in this initiative, the most important being that you are offered the possibility of participate in general meetings to be able to strategically orient the company. Becoming a member involves actively participate in service improvement offered by the bank in:
- controlling the activities of the fund;
- becoming an ambassador;
- giving its opinion on the possibilities of investments and on the potential orientations to follow.
Be a member of the Caisse d'Epargne
To become a member of the Caisse d'Epargne, whether for a natural or legal person, all you have to do is subscribe to shares. Becoming a member of the savings bank means having the possibility of taking part in the strategic decisions of your bank, members are involved in the life of the bank by electing the representatives, the administrators as well as the members of the general meeting of the savings bank. Thus, you will have indirectly the power of change the operation Caisse d'Epargne to try to improve it as much as possible.
These general meetings are held every year, at which time you will be able to discuss face to face with those who run the mutual bank and their submit your ideas, any proposals, etc. It's not just the general assembly to share ideas, many other events are organized during the year by the savings bank.
You should also not forget that what you invest in the savings bank will be reinvested in territorial projects which everyone can benefit from, the savings bank is indeed very active in terms of solidarity economy and is even one of its first social funders. By being a member, you will have a direct impact on improving your bank, but also, of your place of life.
The savings bank emphasizes solidarity actions and does not hesitate to give some to provide premises. It invests in particular in multiple local and associative projects and through your investment, you help to realize these projects.
The benefits of being a Caisse d'Epargne member
Accept to become member of the savings bank is not without benefit. Owning shares in this mutual bank will bring you many advantages:
The savings bank club
The savings bank members have the opportunity to be part of the bank's closed club, membership is free and possible for all adult customers with shares.
futurness
Some Caisse d'Épargne subsidiaries, such as the one in the Brittany Pays de la Loire region, have partnered with futurness to offer coatching box to members, the box includes orientations for school and for the professional field in order to help young people between 14 and 25 years old to improve their abilities. The futureness box offers to member customers of the savings bank a coatching which is done in 3 stages. The 1ʳᵉ step is to perform different tests, these last are :
- an orientation report;
- BF5s, i.e. personality tests;
- motivation tests, more specifically by “PRISM”.
The 2ᵉ stage is an interview with a guide offering a made-to-measure coating, and finally, the 3ᵉ stage consists of the synthesis with 3 proposals for educational or professional orientation.
