Thola imithombo efanele yokuxhasa ngemali
Esimeni sezomnotho esincintisanayo, ukufuna uxhaso lwezimali kubalulekile ekuthuthukisweni nasekusimameni kwezinkampani namaphrojekthi. Isinyathelo sokuqala sokuthola izimali ukuhlonza imithombo yokuxhasa ngezimali efanele. Lokhu kuqeqeshwa kuzokuqondisa ngezindlela ezahlukahlukene ezitholakalayo futhi sikusize unqume ukuthi yiziphi ezifanelana nezidingo zakho ezithile.
Omunye wemithombo eyinhloko yokuxhasa ngezimali izikhungo zezimali zendabuko, njengamabhange nezinhlangano zezikweletu. Phakathi nalokhu kuqeqeshwa, uzofunda ukuthi ungayihlola kanjani iminikelo ehlukene yemalimboleko futhi uqonde indlela yokufaneleka nemibandela yokukhokha. Uzofunda futhi ukuthi ungasethula kanjani isicelo sakho ngendlela ekholisayo nangobungcweti ukuze wandise amathuba akho okuthola uxhaso.
Abatshalizimali abazimele, njengezingelosi zebhizinisi kanye nezimali ze-venture capital, bangomunye umthombo wezimali okufanele ucatshangelwe. Lokhu kuqeqeshwa kuzokufundisa ukuthi ungababona kanjani abatshalizimali, uhlole intshisekelo yabo kuphrojekthi yakho futhi ubaqinisekise ukuthi batshale imali enkampanini yakho. Uzofunda futhi ukuthi ungaxoxisana kanjani ngemibandela yokutshala imali futhi wakhe ubudlelwano obuhlala njalo nabalingani bakho bezezimali.
Izibonelelo kanye nokwesekwa kukahulumeni kuwumthombo obalulekile wokuxhasa ngezimali amabhizinisi nezinhlangano ezingenzi nzuzo. Uzofunda ngamathuba ahlukene okuthola imali anikezwa ohulumeni nezinhlangano zomphakathi, kanye nemibandela yokufaneleka nezinqubo zokufaka izicelo. Uzofunda nokuthi ungabhala kanjani iziphakamiso zephrojekthi ezisebenzayo futhi wandise amathuba akho okuthola uxhaso lukahulumeni.
Okokugcina, lolu qeqesho luzokwethula ezindleleni zokuqoqa imali kanye nezinkundla eziku-inthanethi ezivumela osomabhizinisi nabaholi bamaphrojekthi ukuthi bathole izimali ezivela kubabukeli abaningi. Uzofunda ukuthi ungawuthuthukisa kanjani umkhankaso wokuthola imali kubantu abaningi, uthuthukise iphrojekthi yakho futhi ugcine abanikeli bakho.
Lungiselela ifayela lezimali eliqinisekisayo
Uma usuhlonze imithombo efanelekile yoxhasomali lwephrojekthi noma ibhizinisi lakho, ukulungiselela icala eliqinile lokuxhasa ngemali kubalulekile ukuze wandise amathuba akho okuthola imali. izimali ozidingayo. Lokhu kuqeqeshwa kuzokuqondisa ekudaleni ifayela lezezimali eliphelele nelihlelwe kahle eligqamisa iphrojekthi yakho namakhono akho.
Okokuqala, uzofunda ukuthi ungabhala kanjani uhlelo lwebhizinisi olunemininingwane futhi olungokoqobo oluveza iphrojekthi yakho, izinjongo zakho, isu lakho lemakethe, imodeli yakho yezomnotho, kanye nezibikezelo zakho zezezimali. Uhlelo lwebhizinisi lungenye yezinto ezibalulekile zefayela lakho lezezimali, ngoba livumela abanikeli ukuthi baqonde futhi bahlole ukusebenza kwephrojekthi yakho. Lokhu kuqeqeshwa kuzokunikeza amathiphu namasu okubhala uhlelo lwebhizinisi oluphoqayo nolunomthelela.
Bese, lolu qeqesho luzobhekana nokubaluleka kokwethula izitatimende zezimali ezicacile nezinembayo ukuze kusekelwe isicelo sakho sokuthola imali. Uzothola ukuthi ungakuthuthukisa kanjani ukuqagela kwezezimali okungokoqobo, uhlaziye izidingo zakho zezimali futhi ubonise ikhono lakho lokubuyisela imalimboleko noma ukukhiqiza imbuyiselo kubatshalizimali. Uzofunda futhi ukuthi ungayilindela kanjani imibuzo yezezimali abaxhasi bezimali abangase bayibuze futhi ulungiselele izimpendulo eziphoqayo.
Ukwethulwa kwethimba lakho namakhono akho kungenye ingxenye ebalulekile yefayela lakho lezezimali. Lokhu kuqeqeshwa kuzokusiza ukuthi ubonise amakhono, ulwazi kanye neziqu zethimba lakho, ubonise ukuthi baneqhaza kanjani empumelelweni yephrojekthi yakho. Uzofunda futhi ukuthi ungabonisa kanjani ikhono lakho lokulawula ubungozi futhi unqobe izithiyo ezingaba khona.
Okokugcina, lokhu kuqeqeshwa kuzokufundisa ukuthi ungashintsha kanjani ifayela lakho lezezimali ngokuya ngomthombo ohlosiwe wokuthola imali. Uhlobo ngalunye lomxhasi lunokulindelwe nezimfuneko ezithile, futhi kubalulekile ukwenza ngokwezifiso udaba lwakho ukuze luhlangabezane nalokho okulindele. Uzofunda ukulungisa inkulumo yakho kanye nesethulo sakho ngokuya ngemibandela nezinto eziza kuqala zomxhasi ngamunye.
Gcina ubudlelwano obuhlala njalo nabaxhasi
Ukuthola uxhaso kumane kuyisiqalo sobudlelwano bakho nabaxhasi. Ukugcina ubudlelwano obuqinile, obuhlala isikhathi eside nabo kubalulekile empumelelweni yesikhathi eside yephrojekthi noma ibhizinisi lakho. Lokhu kuqeqeshwa kuzokunikeza izeluleko ezisebenzayo zokusungula nokugcina ukuxhumana okusebenzayo nokusebenzisana okunezithelo nabalingani bakho bezezimali.
Okokuqala, lokhu kuqeqeshwa kuzokufundisa ukubaluleka kokungafihli lutho nokuxhumana njalo nabaxhasi bakho bezimali. Uzothola ukuthi ungasetha kanjani imigudu efanele yokuxhumana ukugcina abalingani bakho bezezimali benolwazi ngenqubekelaphambili yephrojekthi yakho, izinselele ohlangabezane nazo kanye nempumelelo ezuziwe. Uzofunda futhi ukubhala imibiko ecacile nefingqiwe ukuze wethule imiphumela yakho nenqubekelaphambili ngendlela yobungcweti.
Ngemva kwalokho, uzofunda ukuphatha okulindelwe ngumxhasi wakho ngokubeka imigomo engokoqobo futhi unamathele ezibophezelweni zakho. Lokhu kuqeqeshwa kuzokusiza ukuthi ulindele izinkinga ezingaba khona futhi uthuthukise izinhlelo eziphuthumayo zokubhekana nazo. Uzofunda futhi ukuthi ungaxoxisana kanjani ngemibandela yezezimali nemibandela evumelana nesimo sakho, ukuze uqinisekise ukuthi ungakwazi ukuhlangabezana nezidingo zozakwethu abakunikeza imali.
Lokhu kuqeqeshwa kuzokufundisa nokubaluleka kokuqashelwa kanye nokubonga ekulawuleni ubudlelwano nabaxhasi. Uzofunda ukuthi ungabonisa kanjani ukwazisa kwakho ngokusekela kwabo futhi ubabandakanye kuphrojekthi yakho ngendlela ezuzisayo. Uzothola nokuthi ungayihlela kanjani imicimbi nemihlangano ukuze uqinise ubuhlobo nabalingani bakho bezezimali futhi ubazise ngenqubekelaphambili yephrojekthi yakho.
Okokugcina, lokhu kuqeqeshwa kuzokusiza ukuthuthukisa amakhono ekuxazululeni izingxabano nokulawula ukungaboni ngaso linye nabaxhasi bakho ngezimali. Uzofunda ukubhekana nezinkinga ngendlela eyakhayo futhi uthole izixazululo ezizuzisayo. Uzothola nokuthi ungasigcina kanjani isimo sengqondo somsebenzi nenhlonipho kukho konke ukuxhumana kwakho nozakwethu bezezimali.
Ngamafuphi, lokhu kuqeqeshwa kuzokuvumela ukuthi uthuthukise amakhono adingekayo ukuze ugcine ubudlelwano obuhlala njalo nobunezithelo nabaxhasi bakho. Bhalisa manje ukuze qinisa amakhono akho ekuphathweni kobudlelwano futhi uqinisekise impumelelo yesikhathi eside yephrojekthi noma ibhizinisi lakho.
